Phone number of the Pension Fund for maternity capital, as well as how to get advice on the hotline number and ask questions to the Pension Fund of the Russian Federation

The birth of a child is a joyful event!
With the advent of a second baby, not only the number of family members increases, but also the family budget is replenished.

Maternity capital, which was introduced in 2007, helps with this. This program ends in 2020.

From this article you will not only understand why you need advice on maternity capital, but also write down the phone number of the Pension Fund where you can get it as a souvenir.

Maternity capital amount

The amount of maternal (family) capital in 2007, when the Law was adopted, was 250 thousand rubles.
According to paragraph 2 of Article 6 of Law No. 256-FZ, the amount of maternal (family) capital or its balance must be reviewed annually taking into account the rate of inflation and is established by the federal law on the federal budget for the corresponding financial year. However, in 2020, the size of the MSK was not indexed; it remained at the 2020 level and amounted to 453,026 rubles.

At the same time, the total amount of maternity capital is reduced by the amount of funds already used in permitted areas.

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maternity capital hotline number

Answer: The remainder of maternity capital after using its main part can be directed to any of the directions. provided for by the Federal Law “On additional measures of state support for families.

having children.” Eg. to increase the future pension of the owner of the maternity capital certificate. By the way. the size of the remaining part of maternity capital increases annually taking into account the rate of inflation.

The Branch of the Pension Fund of Russia in the Republic of Karelia has a telephone line on issues of obtaining certificates for maternity capital and disposing of capital funds.

In two hours, nineteen calls were received from different regions of the republic and Petrozavodsk, which were answered by the head of the social payments department, Maria Olegovna Yuryan.

In the Khabarovsk Territory, almost 26 thousand families have already become owners of a state certificate for maternal (family) capital, which is a good help in meeting the needs associated with raising children and strengthening the family home.

Who has the right to maternity capital? When and for what purposes can a family spend it? What needs to be done to pay off a mortgage loan with maternity capital? What are the features of directing maternity capital to build an individual residential building on your own? How to use maternity capital for a child’s education?

All these questions will be answered by PFR specialists by calling the hotline on July 7 from 9.

Issues of using maternal (family) capital funds

Recently, the PFR Branch in the Tambov Region conducted a telephone hotline on issues of using maternity (family) capital funds.

Recently, the PFR Branch for the Tambov Region, together with the editors of the regional socio-political newspaper “Tambov Courier”, conducted a telephone hotline on the use of maternal (family) capital.

My sister died during childbirth, leaving behind a four-year-old son and a newborn daughter.

Hotline of the Russian Pension Fund, Moscow Pension Fund

The Pension Fund of Russia is the largest organization that provides social services. At the same time, its main purpose is to pay pensions to all pensioners on time.

The modern Pension Fund has eight departments in the Federal Districts of Russia; moreover, there are PF branches in the constituent entities of the Russian Federation, as well as territorial departments in all other regions.

Here are the main functions of this organization:

However, not all citizens are always satisfied with their decisions or conflict situations arise.

The Pension Fund has established a hotline for owners of maternity capital

Yesterday a “hot line” was held in all territorial Directorates of the Pension Fund of the Russian Federation in North Ossetia on the topic of implementing new opportunities for using maternal (family) capital. In general, the hotline numbers from 10.00 to 17.00 received over 200 calls from holders of maternity capital certificates and those who acquired the right to receive it.

Mainly, certificate holders were interested in the possibility of paying 20 thousand.

The Branch of the Pension Fund of the Russian Federation for the Republic of Karelia held a hotline, which was conducted by the head of the social payments department, Maria Yuryan. In two hours, 28 calls were received from different regions of the republic. We publish answers to the most common questions.

— I am a mother of many children. Our family bought a poorly equipped house, which we want to equip with a heating boiler.

Maternity capital hotline number

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Maternity capital after 2020

The problem of fertility for Russia, as well as for other countries of the post-Soviet space, has become quite noticeable, and, as statistics show since the collapse of the USSR, it has been steadily growing.

The demographic situation is changing, which cannot but cause alarm, since it speaks of the unsatisfactory financial condition in Russian families and the reluctance to have a second and, especially, a third child.

Be careful!

Restrictions placed on the use of money often create a temptation to go against the law. The emergence of state support has increased not only the birth rate, but also scammers who, through illegal actions, are trying to profit from the legal illiteracy of mothers who hold the certificate.

Here are some common options offered by scammers::

Make a loan slightly higher than the capital mat and purchase housing for the full amount.

Usually the purchased living space is unsuitable for habitation, and under the contract it may end up in the property of deceivers. In this case, the mother is left without money and with a debt to the bank.

Various cash out options. For example, with the condition that part of the amount remains in the hands of the offerers, or the purchase and sale of a document is proposed.

No matter how tempting the offer to use the allocated money may seem, we must remember that cashing out money bypassing the Pension Fund for unregulated purposes is illegal.

Maternity capital has allowed many families to expand not only in the number of members, but also to increase their living space. Despite this, needs often arise that are not included in the program list.

There is no need to get upset, let alone look for workarounds. The best way out is to seek advice from experienced consultants, preferably the Russian Pension Fund, where they will tell you about all the nuances that expand the capabilities of mat capital. Well, now you know the phone number of the Pension Fund for consultation on maternity capital.

Didn't find the answer to your question? Find out how to solve exactly your problem - call right now:

+7 (Moscow) +7 (St. Petersburg)

Get qualified help right now! Our pension lawyers will advise you on any issues.

the telephone number of the maternal capital pension fund if they have a second or subsequent child. Because in Russia, since 2007, it has become possible to obtain maternity capital (MK).

Matkapital is a subsidy paid by the state in order to increase the financial potential of the family. But a joyful event also entails certain troubles, because in life there are various situations and nuances that absolutely do not fit into the general schemes. Qualified experts can resolve these problems.

Who has the right to maternity capital

The right to receive additional support from the state in the form of such capital is available to those families in which the second child (third and so on) was born in the period after 2007. This number also includes families who have children and have adopted a child.

Often the mother of the children is the recipient of maternity capital, but in some cases there are exceptions. A man, if he is a single parent or has adopted a child, also enjoys the right to receive maternity capital.

An important feature of maternity capital is that funds can be received only once.

Additional conditions that are required to exercise the right to maternity capital are stipulated by the “Law on Maternity Capital”:

The recipient of maternity capital, as well as the born (adopted) child, must be a citizen of the Russian Federation.
When assessing rights, children whose parents have been deprived of parental rights are not taken into account. Also, children who are stepsons or stepdaughters of the applicant are not taken into account.

Online consultation on maternity capital

The PFR Branch for St. Petersburg and the Leningrad Region runs a “Hotline” for the population simultaneously in the Branch and in all 36 PFR Directorates. During the specified hours, citizens will be able to receive answers to questions on maternity (family) capital established in accordance with Federal Law No. 256-FZ of December 29, 2006.* We remind you that MSC are federal budget funds transferred to the budget of the Pension Fund of the Russian Federation for implementation additional measures of state support for families. Families who have had a second child, or a third child or subsequent children since January 1, 2007, have the right to maternity capital, if the right to receive these funds was not registered at the birth of the second child.

In what cases is the subsidy returned?

Planned events do not always go according to a predetermined plan. In some cases, if the method of using the subsidy is chosen and even the regulatory authority has given approval, the deal falls through. This happens for the following reasons:

construction freeze;
abuse of guardians, infringement of children's interests;
dishonesty of realtors or seller;
New details have been discovered that make the purchase of services or goods impossible.

In this case, the money is returned to the buyer, who, in turn, is obliged to return it to the Pension Fund. It’s better not to risk it - the Pension Fund will still find out and oblige you to return the subsidy.

Other problems of mortgages for maternity capital

What you should know about maternity capital

At the moment, the amount of family capital is small - just under half a million rubles. According to the authorities, this amount will not increase further.

If a family decides to have more than one son or daughter, then with the birth or adoption of a second child the right to a subsidy arises. This is exactly the case with birth or adoption. Guardians or foster families do not receive this right. Also, if the first offspring, for example, was taken under guardianship, and the second is blood, then in this case there is no right to capital either - you will have to adopt the first. Also, the family does not lose the right to a subsidy if one of the offspring dies, but in this case it will be necessary to confirm the death of a Russian citizen. Birth of a stillborn fetus, for which only a medical certificate is provided, does not give the right to a subsidy.

The main guardian (usually the mother) submits an application to the territorial division of the Pension Fund and encloses confirmation that the family has added another member. After checking and making sure that the law has no reason to limit the applicants’ parental rights, the Pension Fund will issue a certificate.

State certificate for maternity capital

The money cannot be received directly - it will be stored in the Pension Fund and used only when the regulatory authority approves the stated purpose of use. Of which there are not so many. Moreover, in order to use the issued benefit, you will have to wait (except for applying for a mortgage loan) until the second son or daughter turns three years old.

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Why is a consultation needed?

In addition to a pleasant bonus, young parents who have become mothers and fathers for the second or third time, in addition to caring for a newborn, have new concerns and questions.
Doubts about some points and nuances of using the state bonus lead many to a stupor.

Maternity capital can be sold after 3 years and only for specific purposes:

expansion or improvement of living conditions;
children's education;
funded part of the pension.

You can get legal advice on video:

Tips for applying to the Pension Fund

Having decided on the purpose of using the certificate, you must submit applications to the Pension Fund office at your place of residence and send the necessary documents.

Appeal is possible in two options:

personally;
by notarized power of attorney.

Until this decisive moment, it is better to consult representatives of the fund in order to use the allocated funds to the maximum.

Here are some tips to make communication easier:

When contacting the Pension Fund of the Russian Federation, keep in mind that not all forms of providing information can resolve the issue; some of them are purely advisory in nature. If applying in person, write and register your application in writing in advance. When sending your question in writing, be sure to indicate the Pension Fund department or the surname, first name and patronymic of the person responsible for this issue. And also don’t forget to include your details, signature and date. Letters received in electronic and paper forms are considered within 30 days

Please be patient if you choose this route. Note: The written question must be clear. If it is written by hand, then pay attention to the handwriting: the text must be legible.

When going to the Pension Fund, do not forget to take identification documents. In addition, for convenience, send an application to register your appeal via a valuable letter.

Important: in government organizations, documents come first, not verbal agreements with employees.

Disposal of maternity capital funds

As a general rule, a person who has received a certificate for maternity capital can apply for the disposal of its funds at any time after three years from the date of birth or adoption of the second child (or third child or subsequent children).

The exception is cases when maternity capital is used to pay a down payment or repay the principal debt and pay interest on loans and borrowings for the purchase or construction of housing (including mortgage loans) provided by organizations, as well as for the purchase of goods and services for disabled children () . You can use maternity capital funds for these purposes at any time after the birth or adoption of a child.

The Supreme Court of the Russian Federation emphasized that the specified list of monetary obligations for the fulfillment of which maternity capital funds can be allocated until the child reaches the age of three, as well as the agreements on the basis of which these obligations arise, is exhaustive (). The use of these funds to fulfill obligations under other types of contracts is possible only after three years from the date of birth (adoption) of the child. In this regard, the court rightfully recognized as legal the refusal of the territorial branch of the Pension Fund to direct maternity capital funds to repay the main debt of G. under an agreement for the purchase and sale of an apartment with installment payment (based on the judicial practice of the Leningrad Regional Court).

It should be noted that improving housing conditions is the most common area for using maternity capital funds. Therefore, the Supreme Court of the Russian Federation explained in detail what the PFR bodies are guided by when making decisions to satisfy applications for the allocation of maternity capital funds for the purchase of residential premises or part thereof, or to refuse to satisfy them, and the courts verifying the legality of such decisions.

If maternity capital funds are intended to be used to purchase a share in the common ownership of residential premises, attention is paid to the size of this share. Yes, S

was registered and lived with her two children in an apartment owned by her father. In 2014, she bought 219/389 shares in the right of common shared ownership of the apartment and, according to the terms of the purchase and sale agreement, received the right to use two rooms with an area of 10.3 square meters. m and 11.4 sq. m.

The Pension Fund branch, where S. applied to dispose of maternity capital funds and direct it to pay for the specified share, refused to satisfy this request. The district court declared this refusal illegal, but its decision was overturned by the appellate court. The latter considered that in this case there was no improvement in the living conditions of S. and her children, since they lived in the same apartment before the sale and purchase agreement was signed, and the area allocated to each member of the plaintiff’s family did not increase. The Supreme Court of the Russian Federation did not agree with this conclusion and upheld the decision of the court of first instance (Determination of the Judicial Collegium for Civil Cases of the Supreme Court of the Russian Federation No. 84-KG15-8 of September 15, 2020).

The Supreme Court of the Russian Federation noted that it was from the moment of acquiring a share in the right of common ownership of the apartment that S. and her minor children became owners of the powers of the owner of the residential premises in full (the right to own, use and dispose of their property in accordance with). The total size of the share belonging to the plaintiff and her children is significant and allows the allocation of isolated residential premises for use. This means that the terms of the purchase and sale agreement for residential premises correspond to the purpose of directing maternity capital funds, such as improving housing conditions, the Court concluded.

Also, the premises that are purchased using maternal capital must meet sanitary and technical requirements. Therefore, the courts agree with the decisions of the Pension Fund of Russia, which refuse to allocate appropriate funds for the purchase of housing that is recognized as unsafe and subject to demolition ().

Moreover, even if an official decision to recognize the residential premises as unfit for habitation has not been made, the court may refuse to allocate maternity capital funds for its purchase. Thus, the Supreme Court of the Russian Federation recognized as correct the decisions of the courts of first and appellate instances in the case of G., which noted: the acquisition of half a wooden house in need of major repairs in a sparsely populated village where there is no kindergarten, hospital, as well as enterprises and organizations in which G. could find a job, cannot be regarded as an improvement in living conditions. The plaintiff's argument that the purchased residential premises were not recognized as unfit for habitation was called untenable by the courts ().

State measures if maternity capital is not returned

The fate of those who did not properly respond to the need to return money or realize children's rights will be unenviable. The pension fund will check and find that the stated goal has not been achieved. In this case, the following measures will be taken:

notification of the violator about the inspection with the requirement to eliminate the violation;
pre-trial claim;
claim

In the event of a trial, even a lawyer will not be able to promise to turn the case in the other direction - judges are a priori determined to punish the offender for deceiving the state. And here, depending on the severity of the situation, the following options are possible:

fine up to five hundred thousand rubles;
forced labor;
deprivation of liberty.

The judges are a priori determined to punish the offender for deceiving the state for cashing out maternity capital.

Don't expect to get off easy. Practice shows that a sentence of imprisonment, even a suspended sentence, follows in more than 70% of all cases. In all others - a fine or forced labor. It is enough to add to this the work of a lawyer and the services of intermediaries for cashing out - they usually require up to half of the capital - and it will become clear whether the low subsidy was worth ruining your reputation and dooming your family to even greater expenses.

Hotline telephone number of the Pension Fund of the Russian Federation Pension Fund

The PFR's activities are related not only to the assignment and payment of pensions. The department collects reports from employers, maintains personal accounts of insured persons, verifies documents for the payment of maternity capital and other issues. For information support of citizens and legal entities, the Pension Fund of the Russian Federation provides the opportunity to contact a hotline.

What are the benefits of calling the Pension Fund hotline?

Almost all types of activities that fall within the powers of the Pension Fund are government services. You can receive them by personally contacting the client service of Pension Fund institutions, through the MFC or the official government services portal. In each of the listed cases, citizens need to confirm their identity in order to process personal data.

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Telephone communication does not allow checking the identity of a citizen, so the possibilities of this option for providing services are significantly limited. In particular, consultations or services related to personal data of citizens are not available by telephone. Based on these restrictions, calling the PFR hotline makes it possible to:

get advice on the regulations and operating hours of the department, the addresses of the location of territorial divisions;
receive clarification on the procedure for oral reception of citizens and provision of written appeals;
clarify the list of documents that are needed to provide services - for assigning a pension or assessing pension rights, for obtaining an MSK certificate and disposing of maternity capital funds, for registering or restoring SNILS, etc.;
consult on the procedure for registering and using electronic resources of the Pension Fund of Russia;
learn about changes in legislation, periods for indexation of pensions and other social benefits;
clarify other issues that do not require the transfer and processing of personal data;
contact regarding non-compliance with the regulations and code of ethics on the part of Pension Fund specialists.

Thus, calling the PFR hotline will not provide an opportunity to find out the status of the insured person’s personal account or receive another service that requires personal identification.

Regional and federal institutions of the Russian Pension Fund can organize special hotlines on certain issues of pension legislation

As a rule, this is due to changes in regulations that attract special attention from ordinary citizens. The timing and procedure for conducting such information campaigns can be found on the websites of the territorial divisions of the Pension Fund of Russia

How to use the Pension Fund hotline

The unified federal telephone number at which PFR specialists provide information services is 8 800 302 2302.

A call to the specified number within the Russian Federation is free. The procedure for providing information services follows the following rules:

The hotline telephone is multi-channel, so the likelihood of long wait times for connection is practically eliminated;
The PFR consultant is obliged to introduce himself and warn about the recording of the telephone conversation - this is necessary not only to monitor the quality of services provided, but also to consider possible disputes or claims;
after determining the subject of the call, the Pension Fund specialist is obliged to provide an information service;
if the subject of the call is an appeal regarding the work of the territorial services of the Pension Fund of Russia, the call may be redirected to the appropriate regional department.

An alternative option for obtaining advice is to contact via online chat on the Pension Fund website. In the feedback form, you need to indicate your questions and also leave your phone number - a specialist will contact you independently to provide consulting services.

A citizen is not obliged to disclose his personal information when calling the Pension Fund hotline. This allows you to maintain the anonymity of the conversation, and indicating your name will only be required to maintain business etiquette when communicating with a specialist from the pension department.

Can calling the hotline have any legal consequences? Even if the subject of the call is a complaint about unlawful actions of Pension Fund employees, in order to conduct a full inspection it is necessary to submit an official request or application. Telephone calls are not grounds for taking disciplinary or other measures.

You can also get advice on all issues in the field of pensions from our specialists. To do this, you can call the numbers listed on the website, or leave your questions in the feedback form.

Pension fund hotline for mat capital

You can call this phone for free from anywhere in Russia at any time of the day. It should be borne in mind that hotline specialists cannot answer questions containing personal data (incl.

Full name, year, month, date and place of birth, address, family, social, property status)

Please note that the number of the Unified Federal Advisory Service of the Pension Fund of Russia has changed since January 2020

The previous number of the PFR federal call center (8) is invalid - it does not accept calls. Telephone hotline for maternal capital Now his mother is ready to sell me her share. Can I purchase this share using maternity capital funds?

After all, as a result of the transaction. The house will belong to the children and their parents (after all, I am the mother, and he is the father, our children are common). Husband citizen of the Russian Federation.

—

Attention

We accept applications for a one-time payment until November 30 of this year. But children born before September 30, 2020 will be entitled to these payments. The Pension Fund’s toll-free hotline, the Pension Fund Call Center, was launched about six years ago.

By calling the toll-free hotline 8 800 302 2 302 PFR you can get advice on a host of issues related to pension legislation and social security.

Organizations providing clarification

Having realized the need for help to clarify existing misunderstandings, the question arises: “where to run?” You won't have to go far. In addition, you don’t have to leave your home at all to find out the answers.

There are several organizations, as well as many lawyers, who advise on this topic and explain a large number of issues.

There are many options for getting advice, the main thing is to choose the right one:

call the hotline;
contact the Russian Pension Fund at your place of residence;
in one of the multifunctional centers of your city;
use the services of lawyers;
A less reliable, but still way: read forums and various sites dedicated to this topic.

Important : do not fall for the tricks of scammers offering advice on cashing out mat capital.

Application of maternity capital

The right to receive this type of state subsidy arises from the moment of birth (adoption) of the second child. A certificate is a document, paper evidence of participation in the program.

The money is provided in accordance with the new Federal Law in the amount of 453,026 rubles. The main condition for receiving it is the birth (adoption) of a second child from 01/01/2007-31/12/2021. the money is allocated for purposes established by the state; legislators regularly expand and update the list of funding allocations.

Main purposes of spending:

Mortgage repayment. Increasing the mother's future pension. Child education.
Cashing out before the child reaches 1.5 liters (if the baby’s date of birth is from 01/01/2019).
Preschool education from birth (payment for nanny services, kindergarten).

The one-time benefit of 25,000 rubles has been canceled since 2020. The document is issued in an amount that is the same for recipients. The additional payment for women who gave birth to children under 35 years of age has been canceled and ceased to apply. Cash support for cashing out for a child under one and a half years old is excellent in a particular case. Payments depend on the average monthly income of a family living in a particular region.

Payments are made to citizens who apply to the Pension Fund and confirm their rights to monthly contributions. Certificates of income for the last 12 months are provided, including financial income of all family members.

From the date of the birth of the baby in the family and receipt of administrative documentation, the mother applies to the MFC, the Pension Fund of the Russian Federation with the provision of a package of documents: the applicant’s passport, birth certificates of newborns, foster children, SNILS of family members, marriage certificates. Upon adoption, additional documents are provided.

How to cash out maternity capital in 2020

Cashing out maternity capital funds is prohibited, i.e. the family cannot get the money in cash.

It is allowed to allocate funds for the construction or reconstruction of a house if the family performs all the work on its own. Also, since 2019, there has been a special program under which you can receive payments for a second child born after 01/01/2018.

This payment is received by families whose income does not exceed 1.5 times the regional subsistence level. At the expense of MSC funds, an amount equal to the subsistence minimum for the constituent entity of the Russian Federation will be paid for the first and second child. You can receive cash until the child is 1.5 years old.

More details here.

Last update: 01/22/2020

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How to withdraw maternity capital from pension savings

If her decision changes, the mother can redirect family capital to other needs. The rules and procedure for refusing to replenish pension savings at the expense of MSK were approved by Order No. 184-n dated April 30, 2013 of the Ministry of Labor and Social Protection of the Russian Federation.

This procedure is of a declarative nature. The pension fund, within 7 days after receiving the corresponding application from the mother, prepares and sends the necessary documents to the place of request - to the NPF or management company.

Terms for returning maternity capital funds from an individual pension savings account:

For non-state pension funds - no more than 30 days from the date of acceptance of the notice of revocation;
For management companies - within 5 days from the date of receipt of the notice.

After the maternity capital funds are withdrawn, it will be possible to apply again to manage this money for the purchase or construction of living space, or to pay for training and other educational services.

It is also important that it will be possible to return not only that part of the MSK that was used to form a pension, but also the income received by the management company or non-state pension fund from investing this amount. As a result, you can get more money than was originally available to the certificate owner.

I would like to note that today the choice in favor of the funded part of the pension is one of the least popular among recipients of maternity capital. Over the 7 years of the federal program, only 0.1% of the total number of all families have used this method of spending government support. However, due to a number of features, such a choice can become an optimal long-term investment for a family.

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How to get a certificate for a mat

Contributions to the mother's PF account, who, while on maternity leave, does not receive payments to form pension savings.
Payment for education of children in preschool institutions, schools, lyceums, colleges and higher educational institutions.
Social adaptation and rehabilitation of disabled children. This direction was introduced in 2020, but the Pension Fund still does not accept documents from applicants in this area, because the State Duma has not yet adopted two by-laws clarifying the effect of the main law.
Creating comfortable living conditions for a family with several children.

Maternity capital through MFC

In accordance with Order No. 545n dated August 4, 2014, you can submit documents for registration of maternity capital through the Multifunctional Center. The conditions for filing are the same as when applying to the Pension Fund. An application for a certificate can be written in advance or at the MFC branch. You must provide original documents, from which the employee will make copies. If for some reason the applicant cannot provide the originals, then their copies must be notarized.

You can submit documents on a first-come, first-served basis or make an appointment in advance using one of the following methods:

by phone;
through the website of a specific MFC, using an account in the Unified Identification and Authentication System (USIA);
through the electronic queue terminal in the center building.

You can contact the MFC through a legal representative or a proxy; in this case, you will additionally need to provide an identity card, as well as documents confirming your place of residence and authority.

The center's employees send the documents to the nearest territorial branch of the Pension Fund, 15 days after registration of the application, the fund makes a decision, then within 5 days it sends a notification of the decision back to the MFC.

Additional Information

Until what year will maternity capital be paid?
How to use maternity capital
Maternity capital for retirement

Nuances

Using maternity capital, like any other business, has its own subtleties that must be paid attention to.

it can only be used by a mother who gave birth to a second, third or subsequent child after 2007;

after the woman’s death, the children retain the right to use the certificate;

provided that the funds are registered for the second child and the third is born, it is impossible to receive it again.

Help : if the registration for the second one has not been completed before, then for the third one the charges will be higher, respectively, for the fourth one the percentage will increase even more. All children are included, including adults.

Maternity capital hotline

The subsidy - maternity capital - in 2020 amounts to 453,026 rubles.
You do not have the right to ask the state for more than the required amount, or to take advantage of a subsidy to repay a smaller amount of loan debt. You will be denied state aid if: there is misuse of maternity capital, i.e.

you want to spend money for purposes not provided for by law you have been deprived of parental rights your debt on a housing loan is less than 453,026 rubles, and you claimed the right to the entire amount at once you took out a mortgage in an organization that does not have the right to issue such loans there was a violation of the application procedure If you want to avoid being denied maternity capital, call the toll-free hotline: 8 (800) 555-40-70.

Information about the hotline dedicated to issues of using maternity capital

— Indeed, in previous years, holders of certificates for MSK had the right to receive a one-time payment of 12 thousand, 20 thousand rubles. This year the payment amount is twenty-five thousand rubles.

— We accept applications for a one-time payment until November 30 of this year.

But children born before September 30, 2020 will be entitled to these payments.

About maternity capital for the current year

This year, MK is paid in the amount of 453,026 rubles (indexation is frozen until 2020). Payments are made exclusively in non-cash form. Only the intended use of the subsidy is intended. Three years after the birth of a child, maternity capital can finance the following areas:

you can improve your living conditions;
you can educate your children;
you can increase the funded part of your future pension.

Also, in certain cases, a one-time payment from the total amount of MK is possible in the amount of up to 25 thousand rubles.

Important! This list is exhaustive. All other forms of using maternity capital, including cashing out, are illegal.

Do not give in to temptations, do not agree to the persuasion of swindlers offering unlawful forms of using state subsidies, since in this case you become an accomplice to the crime and bear criminal liability for this. In addition, if the subsidy is paid, you may be denied if the funds are found to be misused.

One of the most common uses of maternity capital is to reduce payments on housing loans.

It's good to know that you don't have to wait until your child is three years old to pay off part of your home loan. In this case, all family members, including children, must have a share in the ownership of the purchased living space.

When concluding a mortgage agreement, it is necessary to include a clause on the possibility of early repayment of the loan.

Hotline of the Pension Fund for Maternity Capital Issues Telephone

Maternity capital in 2020 - what does the law say? Information about the “hotline” dedicated to the use of maternity capital

— We accept applications for a one-time payment until November 30 of this year.

But children born before September 30, 2020 will be entitled to these payments.

Free telephone hotline of the Pension Fund of Russia

The call center was launched by the Pension Fund about six years ago.

By calling the toll-free hotline 8 800 302 2 302 PFR you can get advice on a host of issues related to pension legislation and social security.

You can call this phone for free from anywhere in Russia at any time of the day. It should be borne in mind that hotline specialists cannot answer questions containing personal data (including full name, year, month, date and place of birth, address, family, social, property status).

The previous number of the PFR federal call center (8) is invalid - it does not accept calls.

Answers to questions about maternity capital

The existing simplified methods for parents to contact them - an online consultant of the Pension Fund of Russia or by calling a hotline for maternity capital - allow you to receive only general information, on the basis of which in most cases you yourself need to find the answer to their question and make the necessary decision.

Legal online consultation on the use of mat.

capital combines high speed, accuracy and reliability of the answers received, as well as the possibility.

All that is needed for this is:

fill out the form below with a detailed description of the problem regarding the use of maternal capital;
indicate your region of residence and contact phone number to receive more detailed recommendations.

Maternity (family) capital

Maternity capital hotline

This type of contribution can be canceled the day before retirement. Nothing is said whether, after refusal, it is possible to use the funds in another direction, for example, for education or expanding living space.

Maternity capital pension fund hotline phone number

The fact is that the state provides for non-cash transfer of funds to organizations that provide services to certificate holders. They are: developers, construction companies, educational institutions, pension funds, banks, etc.

Maternity capital pension fund hotline

Moreover, their total income must be less than 1.5 times the subsistence minimum. For payment, several more conditions must be met:

The family should not change their place of residence for the period of payment until the child turns 18 months old.

If the family does move, the payment stops and the money remaining on the certificate is burned.

Russian citizenship of mother and child.

Judging by the list of documents that must be collected to receive the payment, the procedure for calculating financial support will force many parents to work hard to receive this assistance.

Mandatory questions

Before contacting the Pension Fund via the maternity capital hotline, it is worth preparing a list of questions in advance.

By connecting with representatives of the Pension Fund of Russia, lawyers or other advisory centers, you can find out all the information you need.

Basic questions that will help you keep abreast of current issues:

What documents are required for registration?
Are there any deadlines for receiving after the birth of a newborn? What time frame can the funds be sold?
What can you spend MK on?
How to cash a certificate?
Is it possible to spend money on two purposes at once?
What to do if the certificate is suddenly lost?

Unfortunately, various unforeseen situations can occur in our lives.

When receiving advice on maternity capital from the Pension Fund, find out the necessary information in advance:

Does the father have the right to a document if the children's mother died?
Can the certificate be used after the death of the first or second child?
Is it possible for a father of two children to spend MK if his first wife has died?

These are just some questions about maternity capital in the Pension Fund that should be asked first. There is a lot of misunderstanding regarding the sale of funds.

If you have any problems, it is better to contact specialists who, based on the laws, will give competent advice..

Consultation with the Pension Fund on maternity capital is a guarantee of the reliability of the information.

Are offers to cash out capital legal?

Offers to legally cash out subsidies in record time can be seen on the Internet, in newspapers and on notice boards. Few people think about what actually lies behind these words and think that everything is legal. In fact, there is simply no legal cashing out of capital - with the exception of payments provided for by law, transferred to the mother's account, for which you just need to submit an application - but even in this case there is no question of transferring the entire amount of capital into banknotes.

The very word “cash out” in relation to a family subsidy is no longer legally possible. Some parents, believing advertisements about supposedly legal cashing out of capital, decide to make dubious transactions. The authors of such advertising do not deceive in one thing - on their part, everything is indeed legal. A legal purchase of a home (this option is often offered), a legal break in the deal at the last moment, a legal return of money to the buyer. This is all. Their responsibility ends here. From the moment when public money is in the hands of the parent, fraud begins (Article 159.2 of the Criminal Code), for which he will have to answer. However, greedy parents usually do not declare that other people were involved in the transaction - after all, in this case everything is even more serious. In the eyes of the law, they are not just narrow-minded violators who wanted easy money, but participants in a group conspiracy. And if in the first case one could count on a suspended sentence, then participation in a group completely cuts off this possibility. The maximum sentence a violator faces is five years.

Criminal Code of the Russian Federation Article 159.2. Fraud in receiving payments

Therefore, if the deal falls through or the stated goal is not achieved, you should use one of the following methods:

return the subsidy yourself by submitting the appropriate application (if the Pension Fund has not yet managed to send the money for the purchase);
oblige the construction company to return the money back (this happens extremely rarely);
use the cash received to purchase another home or build a house.

One thing should be remembered: the state will definitely check the fate of its money in all details and the troubles will be such that it will become clear that the business was not worth the risk.