Why you need to work in retirement - 4 indisputable facts
For many, trying to earn extra money in retirement is not so much a choice as it is a necessity. As practice shows, there is no point in relying on the pension system for Russian citizens. And there are at least four reasons for this.
- As part of the earnings from which the pension is calculated, only official income is taken into account. If you worked without an employment contract, you will fly by.
- The individual earnings coefficient of a pensioner is influenced by the size of the salary. If a person received little money in his youth and in adulthood (even at hard work), then his pension will be miserable. Gratitude from the state – zero.
- There may be no earnings at all on pension savings accounts. Thus, in 2020, citizens of the Russian Federation lost 55 billion rubles in non-state pension funds. The fact is that funds in savings accounts are not indexed and are directed to projects with low returns - up to 2-3%.
- The trend is towards a constant increase in the retirement age. Well, it is possible that old-age pensions may be abolished altogether.
However, a meager pension is not the only reason to strive to earn money in old age. Work opens up pleasant opportunities for retirees:
- make money from your hobbies and knowledge;
- feel needed;
- make acquaintances with interesting people;
- fill your free time.
If you have found a good reason to continue active work, read the article further. I will tell you what a retiree can do to earn money.
Perpetual motion machine
Just as there is no perpetual motion machine in nature, there is no such person who would always remain young, active and interesting. Therefore, if an elderly person wants to always be “on the wave” of events, then he needs to keep up with the times. He should devote time to technical innovations and learn to use them, keep abreast of the latest news, events and modern trends.
Even in retirement you need to try to stay afloat and keep up with the times
With age, a person becomes uninterested in the events that happen in the world. But if he retains his cheerfulness and desire to understand the world, then he will always be young at heart.
Important ! Few people think about their retirement. And this is very important, if only to know how a person will survive in old age. If he has the opportunity to save, then it would be foolish not to take advantage of it, since it is unknown whether he will be able to continue working after retirement.
⏩Find out how to choose what to do in retirement to earn money
When choosing a job or line of business, consider the following criteria.
- Age and health status. Some professions (for example, a supermarket salesperson or a conductor) require heavy physical effort. Jobs that require spending a lot of time on your feet or carrying heavy objects are not suitable for a pensioner. You will be able to earn money, but then you will spend this money on medications and tests.
- Interests. Try, even as a retiree, to earn an additional $50-300 a month from your hobby. This way you combine business with pleasure and do not harm your health.
- Life experience. It's easier to make money doing the same thing you did before retirement than to spend time learning new skills.
And also think about how much money you need per month in addition to your pension.
This is important because the answer to this question determines the choice of ways in which you will earn money, since there are high and low income ones.
Planning your future lifestyle: 8 useful tips
After a ceremonial farewell, kind words and a memorable gift from colleagues, you should first of all give preference to the following useful activities:
- Get involved in improving your health. Right now there are great opportunities to take care of your own health: take long walks at any time of the day, buy a subscription to the pool, start eating right, undergo a full examination by doctors. A slimmer figure and excellent health provide an incentive to accomplish all your plans.
- Update your wardrobe. It’s worth going through your closet and getting rid of all the outdated items. If you wish, even with a small pension, you can look very fashionable, stylish and elegant in any season. And if you also have experience in sewing and needlework, you can even make good money.
- Start eating right. Drawing up a careful menu of healthy products, eliminating gastronomic garbage will make your figure slim, improve your health and allow you to save money when shopping.
- Self-development and training. Watching TV and gossiping on a bench are not the best activities for retirees. To maintain clarity and sanity of mind, as well as positivity for many years to come, it is useful to devote free time to reading books, solving puzzles, and studying the computer. The main thing is that the classes bring pleasant emotions and are a joy.
- Communication and cultural recreation. Whenever possible, visit exhibitions, cinemas, theaters. At such events you can always meet pleasant and knowledgeable people and get a lot of positive emotions from communication, as well as discover something new in the world of art. As a last resort, you can take a walk in the park or take a virtual trip to museums around the world using the Internet.
- Travel. The size of your pension often does not allow you to travel to distant countries. But, taking advantage of the benefits when traveling to another city or the promotions of travel agencies, you can visit a nearby town, where you will discover a lot of interesting sights.
- Make your dreams come true. Retirement age is the best time to fulfill your long-standing and desired dream. And no matter how daring and reckless she may be, she has the right to be embodied. Especially if health, time and money allow. So go for it, and no one has the right to judge you for it. You deserve it.
- Communication with family. Retirement allows you to spend a lot of time with family and friends. You can organize a joint trip for a picnic or fishing, or take your grandchildren to various sports clubs and activities. Such care for loved ones significantly improves the quality of life and fills it with meaning.
How to make money for a pensioner on the Internet without investments: 5 options
There are as many opportunities online for retirees as there are for young people. The main thing here is not age, but knowledge, skills and desire to learn. Earned funds can be withdrawn to electronic wallets and then to a bank card. How to make money online as a pensioner?
Completing simple tasks
On freelance exchanges (Upwork, FL), bookstores (SEO-Sprint, Profitcentr), the Yandex.Toloka project, you can find easy tasks for which they pay an average of 5-100 rubles . Customers themselves are ready to explain how to do this or that job. Or the website contains detailed instructions.
Examples of tasks:
- process photographs;
- register on the site;
- compare pictures;
- place an ad on Avito;
- write a comment or leave a review;
- vote;
- take a paid survey.
If you perform simple tasks for 3-4 hours a day, then you can earn $50-100 . This is a job that retirees can easily handle.
ADVICE. I do not recommend surfing - viewing advertising sites and reading letters. This way you can earn a maximum of 2 rubles per day.
Another simple type of employment for pensioners includes mobile earnings - for more details about the essence of the work itself, read the article at the link above
