4 ways to find out the unspent amount of mat capital


Where can I find out the remaining maternity capital?

The statement can be received in person at the MFC or at the Pension Fund office. In electronic form, the portal “Gosuslugi” or the Pension Fund of Russia has visual information on the account. To obtain a certificate, you must make a request using the form provided.

On the State Services portal

The State Services portal is a government resource through which you can order services from most institutions online and find out important information.

Step-by-step algorithm:

  1. Log in to your account on the resource. If your personal account is not registered, you need to register by confirming your identity in a convenient way.
  2. In the section “Pensions, benefits, benefits” find the option “Extract on the provision of social assistance”.
  3. Click the “Get service” button. A window will open where you need to enter the maternity capital certificate number and send the request.

Information about the account balance will be sent to the email address specified during registration within a month. This method is relevant if you need to verify information. When the balance is important to confirm any actions with capital, the algorithm changes.

How to get an official certificate:

  1. Log in to the portal.
  2. In the section "Government" authorities" click on the "Pension Fund" button.
  3. In the paragraph “Obtaining information about the status of an individual personal account,” order a document.

Such a certificate contains information about all funds in the requested account, including maternity capital. If necessary, the resulting form can be printed for presentation at the place of request.

On the Pension Fund website

To track the movement of funds and check the capital balance, you can go to the Pension Fund website.

You need to proceed as follows:

  1. Register and log in to the Pension Fund website.
  2. Go to the “Electronic Services” section.
  3. Find the line “Maternity capital”.
  4. Click on the “Order a certificate” or “Get information” button.
  5. Fill out the form, attaching scans and barcodes of documents proving rights to capital.
  6. Indicate the required type of certificate.

List of documents: application for provision of balance, passport, birth certificate of children, SNILS, certificate, papers confirming non-use of capital.

If the form is required in electronic form, please indicate the email address. The paper format is collected in person, so you should decide to choose a fund branch and indicate the option on the website. Production time is up to a month.

When needed

This information may be used for various purposes. Most often, such a certificate is requested by the bank.

This is one of the conditions for granting a mortgage or repaying a housing loan taken using government support. The seller of the living space for the purchase of which the family decided to transfer cash from the state treasury may also require confirmation of information about the state of maternal capital.

You can also transfer money from the federal program for your child’s education. In this case, the educational organization will also request documentary evidence of the balance of the subsidy.

All data on the flow of government assistance money is recorded and can be obtained free of charge. It is enough to apply for a certificate of the amount of the remaining maternity (family) capital. Let us consider in detail what needs to be done to obtain information about the remaining part of the maternity capital.

The Fund has the right to refuse to receive the necessary information on the remaining share of public funds in the account. There are only a few reasons for this:

  • the program money was previously spent in full;
  • the remaining denomination is less than 30 rubles;
  • the applicant is not the owner of financial support;
  • Not all documents were attached to the application.

The certificate has an expiration date of 1 month. Then it becomes invalid. You will need to contact the executive body again to obtain a new document. Therefore, you need to take care of the timing.

In what cases is a certificate about the amount or balance of maternity capital required?

A certificate of maternity capital balance is an official statement with a stamp, which is provided at the place of request. Cases when you need to take a document:

  • to conclude a mortgage agreement. The statement confirms that the borrower has an amount of money that he can use;
  • to pay for the child’s education;
  • when you need to make a cash contribution to build a house;
  • if you need to spend capital to pay for a share when buying a home;
  • to pay a share contribution upon joining a cooperative, if it is not possible to contribute personal money;
  • if it is necessary to transfer the amount of maternity capital to the funded part of the child’s mother’s pension.

Most organizations, including tax authorities, accept data on the balance of capital, the validity of which does not exceed 30 days from the date of production. Therefore, it is better to take a document on the status of the account upon request.

Useful video

The video contains brief instructions on how to obtain a certificate of maternity capital balance online:

Having received financial support from the state after the birth of their second child, citizens do not always manage the entire amount at once. Often capital is partially spent.

Expert opinion

Kostenko Tamara Pavlovna

Lawyer with 10 years of experience. Author of numerous articles, teacher of Law

The family has the right to use part of the finances, if necessary, and, over time, use the remaining funds. After making a decision to sell unspent maternity capital money, you need to find out the balance of maternity capital.

For this purpose, you must obtain a certificate. It will indicate the remaining amount of the subsidy as of the date of application.

Reasons for refusal to issue a certificate

There may be cases when an extract is refused. Common reasons for not submitting a document:

  • depending on how much money is in the personal account (there should be at least 30 rubles left);
  • transfer of an incomplete package of documents;
  • errors in the data provided
  • full use of the certificate;
  • a request that did not come from the owner of the capital.

If the funds have been spent, then you need to receive a certificate not about the balance, but about the fact that the capital has been used. Such a document will look and be called differently.

When it is necessary to use the balance of funds, the form must be ordered in advance. The procedure for obtaining a certificate in any way is free. When the owner of the certificate cannot obtain the information himself, he must draw up a power of attorney, confirmed by a notary, in favor of another person.

Other ways to view information via the Internet

You can obtain online information about the balance of maternity capital through the Gosuslugi portal and the website of the state pension fund. Other services, including government ones, do not provide such information.

There are quite a few sites on the Internet that offer to quickly find out how much money is left. However, it is not recommended to use their services, since, as a rule, such resources require a certain fee, while information is provided free of charge on official government resources.

In addition, many such sites are used by scammers to collect personal data of citizens.

Contact the Pension Fund for help

The body responsible for issuing state assistance to families with two children has been appointed by the Pension Fund. An application for the issuance of maternity capital is submitted to this institution, and there the applicant receives a document confirming the subsidy due. And, of course, all information on the remaining part of the monetary support issued is in the personal file of the certificate holder.

If there is a need to obtain a document certified by a regulatory authority indicating the remaining part of the capital, you need to visit the fund’s branch. You can make an appointment by phone or on the Pension Fund page.

To receive a certificate, you need to submit an application. The form is issued at the window of the government agency. A fund employee will help you fill out the application correctly and check the availability of documents. You must present:

  1. Passport of the holder of the certificate for the mat. help.
  2. Certificate issued in the name of the applicant.
  3. Child's birth certificate.
  4. SNILS (it’s faster and easier to find a person in the PF database).

The application processing period is officially 30 days. But in fact, on paper, evidence of the cash balance of capital is issued much earlier. This usually takes 3 – 5 days.

You can send a request to receive notification of the remaining share of the family capital in the account through the post office. In this case, an application is drawn up in free form, which indicates the personal data of the person applying, the number of the certificate and SNILS.

The essence of the question is stated. Supplement the application with copies of the applicant’s passport and maternity capital certificate. Send the envelope by registered mail to the Pension Fund. The method has disadvantages: long waits and unreliability of the Russian Post.

Everyone has the right to choose for themselves which method to use and obtain the necessary information. The only thing that must not be forgotten is that if information is needed to be provided to an organization, it must be certified by a seal and signature. And this can only be done in person at the pension fund branch.

Each family has the opportunity to receive the remaining funds from maternity capital. Read more about obtaining an extract of maternity capital balances using government services in this article.

This is important to know: Does a father deprived of parental rights pay child support?

What is maternity capital and how can it be used?

Maternity capital is money allocated from the Russian budget for material support of families with children. Before 2020, it was possible to obtain a certificate only after the birth of a second child, and after January 1 of this year, funds are allocated after the birth of the first child.

Attention! Not only parents, but also the child’s adoptive parents can receive maternity capital.

Since 2020, the procedure for paying maternity capital has changed . As before, it is allocated once. So, after the birth of the first child, the state will allocate 466,617 rubles. But for the second one they will pay an additional 150,000 rubles, in total the family will receive 616,617 rubles. The amount is indexed to the inflation rate approved annually by the Ministry of Finance of the Russian Federation.


Any parent with Russian citizenship who applies for a certificate from the Pension Fund of Russia with the child’s birth certificate can receive support.

According to Federal Law No. 256 of December 29, 2006 “On additional measures of state support for families with children,” parents have the right to use maternity capital for the following purposes:

  • improving living conditions (you can build a house, make a down payment on a mortgage or pay off the balance of a loan to purchase an apartment);
  • the child’s education (for example, studying at a private school or any Russian university that has state accreditation);
  • on an application for a mother’s pension;
  • adaptation and integration into society of children with disabilities (expenses for medicines, furniture, mobility aids).

Maternity capital in 2020 and options for its use are described in the video:

Possible options for obtaining information

Today, with the development of information technology, this information can be obtained in various ways:

  • by submitting an application to the branch of the Pension Fund of the Russian Federation in person;
  • by sending a request by mail;
  • by submitting an application through the State Services portal.

Information about the cash balance plays an important role for further planning of the implementation of the received subsidy.

Today, the best way to obtain information is the State Services portal. All you need to do is register on the website and many social services will become available without leaving your home.

Rating
( 1 rating, average 5 out of 5 )
Did you like the article? Share with friends: