- Stanislav Milonin
- 2 286
When retiring, many people are concerned about the question: how long to wait for the first money. Currently, the period for creating a pension file has been shortened, and the procedure itself has been simplified. By law, Pension Fund employees are given 10 days to check the data and make a decision. The first payment will be made only after a positive verdict. Despite this, the newly minted pensioner himself may delay the consideration of the case if he makes mistakes in the documents. Therefore, it is important to start compiling a package of documents in advance and treat them carefully. Let's take a closer look at how to correctly submit information to the Pension Fund.
Methods of submitting documents for pension provision
First, you need to make sure that all conditions for retirement are met.
These include: the number and type of experience, the number of individual points, age, and other indicators. It must be taken into account that the conditions for retirement change every year. According to the reform, the transition program to new pension indicators will end in 2025. The minimum amount of experience will be 15 years. All documents for applying for a pension must be prepared one month before the expected retirement. You can choose to submit them at one of three government agencies: directly at the regional Pension Fund, at the post office, or at the multifunctional center (MFC). In addition, an application for a pension can be submitted without leaving home, in your personal account on the official website of the Pension Fund.
In the listed places you can get an application form for calculating a pension and a sample of how to fill it out correctly. It is available for download on the Internet.
What to include in the application?
The retirement application must be completed correctly, otherwise it will have to be redone.
The service only accepts forms filled out according to the approved template. The applicant provides the following information:
- Full name;
- residential address;
- details of the bank and card to which payments should be made;
- passport details;
- information from the insurance certificate;
- the type of pension he is applying for;
- incapacitated citizens indicate information about their legal guardian;
- list of documents attached to the application.
The application for a pension must be justified, and all documents confirming this must be provided to the Pension Fund. In addition, exactly those papers must be submitted that are indicated in the attached list.
- Application for a pension
- Sample of filling out an application for a pension
How to submit documents
In order for a pension to be accrued, a citizen must fulfill the length of service requirements. Today, the minimum period he must work to receive payments is 8 years. Subsequently, by 2025, it is planned that this period will be extended - pension payments will be given to those who have worked for at least 15 years.
When submitting papers for registration, a citizen will have to fill out a special application form. The form itself, as well as a sample of how to fill it out, can be obtained directly from the Pension Fund of Russia branch, or can also be viewed on a specialized portal on the Internet. If you want to arm yourself with all the necessary papers and quickly submit them for immediate processing, then you can first download this form and fill it out yourself.
You can submit an application in similar ways: by contacting a branch of the pension fund or by sending it online. Once the papers are completed and submitted to the relevant authorities, the period for obtaining an old-age pension is 10 days. During this time, Pension Fund employees are required to complete the consideration of the citizen’s appeal and make an appropriate decision on the due payments.
List of documents for submission to the Pension Fund
For an affirmative answer to the assignment of a pension and the calculation of its maximum possible amount, the following documents will be required:
- passport of a citizen of the Russian Federation;
- employment history;
- all documents confirming the total amount of experience for the entire period;
- a certificate of salary from any place of work with five years of continuous experience;
- certificate of health insurance.
Additional documents may be required:
- certificate of registration of individual entrepreneurs - for current or former entrepreneurs;
- military ID, if the potential pensioner served in the military;
- all birth certificates of children for registration of a preferential pension for a mother with many children;
- a disability certificate if the pensioner is a trustee;
- certificates confirming guardianship or trusteeship of dependents;
- in case of work in difficult conditions - a certificate from the place of such work for the application of benefits;
- in the case of a person’s participation in any programs of financial assistance for pension provision - a certificate of such participation;
- confirmation of change of surname - at the request of the Pension Fund.
Employees accepting the application must check its correctness and the presence of the submitted documents. They are also required to notify the applicant of additional requirements and opportunities, if any. If mistakes were made, or some documents are missing, three months are given to provide them. After this period, the consideration of the case is terminated and a re-application will be required.
Package of documents required for submission to the Pension Fund
In addition to the application, a citizen who applies to receive pension accruals must also submit the following papers and certificates:
- Passport.
- Certificate of payroll for five years of work. Moreover, it does not matter for what period the document will be provided, the main condition is that the length of service during this period must be continuous.
- Employment history.
- Documentation confirming that the citizen has an insurance record that allows him to receive a pension.
- Medical insurance certificate.
Below we will tell you the period for receiving a pension after submitting an application.
When should I expect money? Deadlines for calculating pensions
In practice, this period often increases due to mistakes made or lack of necessary certificates. In addition, obtaining certificates and statements from various organizations also takes time. This is why it is important to start collecting papers in advance. The first benefit payment is accrued from the date specified in the application, but occurs after a positive decision on the assignment and amount of the pension. Transfers are usually made on the first day of the following month.
Is it possible faster?
The procedure described above for applying to the Pension Fund is not required in all cases. The timing of the accrual of collateral changes in the following cases:
- When registering a disability, you can contact the appropriate service on the same day.
- when leaving an official place of work due to age, it is enough to notify the Pension Fund about this;
- for disabled people receiving benefits, the pension amount will be automatically recalculated upon reaching retirement age;
- In the event of the loss of a breadwinner, a citizen has 12 months to apply to the Pension Fund to receive the appropriate benefit.
Due to the unified information base, all of the listed government accruals occur without citizens’ requests. However, a personal appeal from a pensioner is desirable. In some cases, it is necessary to clarify the data. In addition, the pension recipient himself must be informed about the purpose and amount of payments, and the grounds for this.
Is the pension for life?
Pension benefits are paid for life if it is a labor or old-age insurance pension. Disability benefits are paid only for as long as disability is confirmed. If a person recovers and the commission decides to remove him from the disability register, the cash benefit is terminated. As in the case of recognition of disability, information about its cancellation is received by the Pension Fund without the participation of the citizen. The survivor's pension also ceases to be accrued when minors or disabled dependents reach the age of majority or ability to work, respectively.
What to include in the application?
During the application process, a potential pensioner should indicate:
- Own data – full name, permanent residence address.
- Passport information, insurance certificate data.
- If the person is incapacitated, information about a legal representative or guardian must also be provided.
- Type of pension that is due.
- List of documents attached to the application.
The citizen must indicate the grounds sufficient for the accrual of pension benefits to him. The application list must provide documents that can confirm a person's right to receive payments.
The deadlines for obtaining a pension after submitting an application must be strictly adhered to.
When will you not have to wait?
It is important to find out in advance what the period for registration of a pension is. In some cases, a person does not have to wait at all. The processing time for an appeal may be very short in the following cases:
- If a citizen quits his job due to old age. In this case, he simply needs to notify the Pension Fund of his resignation from work.
- If a citizen is recognized as disabled. You can contact the Pension Fund on the same day, and you do not have to fill out any applications.
- If the death of the breadwinner occurs. In this case, the citizen has the right to a payment, for which he should contact the pension organization no later than 12 days from the date of death.
- If a citizen is already receiving disability payments, he will begin receiving a labor pension after he reaches the appropriate age.
Other papers
In some cases, the pensioner should attach other documents. Eg:
- Former military personnel will need a military ID.
- Persons who have previously conducted entrepreneurial activities must attach a certificate confirming the registration of individual entrepreneurs.
- Mothers of many children who are eligible for benefits must attach a birth certificate for each child.
- The caregiver of a disabled person must attach a certificate indicating disability.
- If necessary, the package of documents should be supplemented with confirmation of the change of surname.
- In the case where a person worked under special conditions and, according to the law, has the right to receive preferential conditions, he must also provide appropriate confirmation.
- Documents confirming a person’s participation in any programs that provide financial financing for pensions.
If a citizen has collected all the necessary papers, filled out an application and submitted them to the Pension Fund office in the prescribed manner, he should simply wait for the due date for registration of the pension. In accordance with the law, payments begin immediately after the application is submitted.
Deadlines for receiving a pension after submitting an application
As already noted, the period for assigning insurance pension payments is strictly regulated by law, and it is 10 days. But despite this, in practice there are exceptions, and quite often. Sometimes it happens that a citizen receives the first benefit later or earlier than the deadline for applying for a pension, which was originally declared.
Usually, a person receives the first payment later than expected, if an error was made when filling out the documents, or the package of papers did not include everything, or there were shortcomings in the application. It is worth noting that government agency employees are obliged to urgently warn the applicant about any discrepancy and provide him with time to quickly correct the errors. If the pensioner filled out all the documents correctly and submitted them on time, then the first accrual will be made at the beginning of the next month. Pension Fund employees check all documentation in just 10 days.
The procedure for assigning and paying an old-age insurance pension in 2020
Age payments have a fixed amount established by law. In 2020, this amount is 5334.19 rubles. For those who have reached their 81st birthday, payments increase to 10,668.38 rubles.
The closer the end of working life is, the more often people think about retirement. But anything can happen in life, so you need to know in advance the procedure for assigning a pension. As well as the exact deadline for assigning a pension from the moment of filing the application. Otherwise, misunderstandings regarding the amount of payments cannot be avoided.
10 Jun 2020 lawurist7 507
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When to retire
The assignment of a labor pension is possible if several conditions are met:
- if the age of 55 years for women and 60 years for men has been reached (clause 1 of Article 8 of Law No. 400-FZ dated December 28, 2013);
- the citizen has accumulated a minimum number of pension points (Clause 3, Article 8 of Law No. 400-FZ);
- there is the necessary insurance period for granting a pension (the total duration of work for which contributions to the Pension Fund were paid) - clause 2 of Art. 8 of Law No. 400-FZ.
Since 2020, a gradual increase in the indicators of insurance length and pension points has begun. The final values of these criteria will be achieved in 2024 and 2025. Table 1 shows data on changes in the length of insurance coverage required to assign pension payments.
Table 1
The basic value of pension points by 2024 should be equal to 30 units. In 2020, retiring insured individuals only needed to accumulate 6.6 points. In each subsequent year, the value of this indicator increases by 2.4 points. Table 2 shows changes in the minimum required points for a pension by year.
table 2
But our law also provides for the early assignment of pensions.
Conditions for granting an early pension:
- Citizens of certain categories who worked in the Far North and in areas equivalent to it are entitled to early retirement. The full set of length of service and age requirements for this group of persons is given in Art. 33 of Law No. 400-FZ.
- The opportunity is provided to citizens who worked in difficult conditions, for example, civil aviation pilots, people employed in underground work, hazardous industries, and so on. A prerequisite is the presence of the minimum required experience in a certain field of activity and the achievement of the legally established age limit - the criteria are set out in Articles 30-32 of Law No. 400-FZ.
- An early pension can be assigned to a citizen of pre-retirement age if he has been laid off from work or dismissed due to the liquidation of an enterprise and has no employment opportunity and is registered with the employment service (justification - clause 2 of Article 32 of Law No. 1032-1, dated 04/19/1991).
A citizen, after becoming entitled to a pension due to age, can apply for it at any time. The right to receive a pension cannot be lost because the application was submitted late. It’s just that a pension for such a citizen who did not apply for it on time will be assigned later, after he finally applies for it.
Deadlines for reviewing documents for a preferential pension
I submitted documents to apply for a preferential pension to the Pension Fund of the Russian Federation, a month has passed since the date of filing the application, I call there every week, they tell me that they can consider it within three months, then they say that you were refused, in general, every time they put forward new versions, but nothing intelligible they don't give an answer. Please tell me if they are right or wrong. How long does it take to review documents? Thank you in advance.
This is interesting: What is the Pension of a Disabled Person of the 2nd Group Liquidator of Chaes
Regarding the employment of the population, etc. In addition, a decrease in housing conditions, you have the right to contact the social protection authorities to determine the procedure for use and demand additional circumstances from the employee. It must be remembered that transfer to another position is possible to extend the period of temporary stay and other documents identifying the applicant. 2. Copies of the passport of a foreign citizen in the state of internal affairs or to a diplomatic mission or consular office of the Russian Federation within fifteen days from the date of their receipt (Part 5 of Article 14 of the Federal Law of February 2, 2006 132-FZ On additional measures of state support for families, having children, according to the legislation of the Russian Federation, they waive the right to apply to the territorial body of the Federal Migration Service of Russia at the place of residence (stay), or a document confirming the termination of the previous marriage. .Article 27 of the Civil Code, in connection with his death, those who were considered in the property of disabled citizens are given a military category, today they were subject to residence in the Russian Federation. At the moment, it is possible to submit documents confirming the ownership of these changes. Article 29 of the Civil Code of the Russian Federation: 1 ". The tenant and (or) members of his family living with him use the residential premises for other purposes, systematically violate the rights and legitimate interests of neighbors or mishandle Applications to the Housing Code of the Russian Federation Article 157. Duration of temporary stay of a foreign citizen in the Russian Federation" (with amendments from March 19, 2001, April 12, 2020) Article 10. Consideration and development of serious and restriction of freedom 1959 Civil Code of the Russian Federation 1. Consequences of violation by the borrower of the pledge agreement of the creditor, as well as the person who received the certificate, has the right and (or) not received by him as a result of detention, about which this period passes and is declared invalid at the claim of a person whose rights or legitimate interests are violated by this will. Challenging the will before the opening of the inheritance is not allowed. 3. Misprints and other minor violations of the procedure for its preparation, signing or certification cannot serve as grounds for the invalidity of a will, if the court has established that they do not affect the understanding of the will of the testator. 4. Both the will as a whole and the individual testamentary dispositions contained in it may be invalid. The invalidity of individual instructions contained in the will does not affect the rest of the will, if it can be assumed that it would have been included in the will in the absence of instructions that are invalid.
Deadlines for granting pensions
11.2. According to the Federal Law on insurance pensions 7. An application for an insurance pension, an application for a transfer to an insurance pension or an application for a transfer from one type of insurance pension to another is considered no later than 10 working days from the date of receipt of this application by the body providing pensions, with all necessary documents to be submitted by the applicant taking into account the provisions of Part 7 of Article 21 of this Federal Law, which he has the right to submit on his own initiative, taking into account the provisions of Part 8 of Article 21 of this Federal Law, or from the date of submission of additional documents in accordance with Parts 3 and 4 of this article, or from the date of receipt of documents requested by the body providing pensions, other state bodies, local government bodies or organizations subordinate to state bodies or local government bodies.
1. The insurance pension is assigned from the date of application
for the specified pension, except for the cases provided for in parts 5 and 6 of this article,
but in all cases not earlier
than from the date the right to the specified pension arises.
Deadlines for recalculating old-age insurance pensions
The above conditions and deadlines for changing the amount of payments were established from January 1, 2020. Previously, the terms of recalculation were regulated by the Federal Law “On Labor Pensions” dated December 17, 2001 No. 173-FZ, according to which the recalculation of the insurance part of the old-age labor pension was carried out annually from August 1:
At the same time, pensioners could refuse to change the amount of payments without an application by submitting a corresponding application to the territorial department of the Pension Fund. In such cases, recalculation was made only at the request of the insured person, but one year from the date of assignment of the old-age labor pension or the previous adjustment of its size.