Terms and procedure for payment of old-age labor pension: who is paid and how to receive it

In the last 5-6 years, it has become fashionable to receive pension payments on a bank card. Firstly, it is convenient in terms of saving time. Secondly, it is safe - since it is difficult to steal money from an account. Pensioners are waiting for pension payments and this joy can be greatly delayed. Then anyone will start to worry. What date is the pension transferred to a Sberbank bank card?

Payment of pension

  • If the payment is intended for a child, one of the parents or the child’s guardian can collect it. Starting from the age of 14, a teenager has the right to independently receive funds in a way convenient for him;
  • If the pensioner is in a psychiatric hospital or place of deprivation of liberty, the funds are credited to a special account, the safety of which is the responsibility of the administration of the institution;
  • Persons living in a nursing home receive a pension under standard conditions.

The procedure for paying benefits is regulated by the legislation of the Russian Federation.

When is a pension transferred to a Sberbank card?

Here you need to immediately understand that the enrollment schedule is not dealt with by Sber, but by the Pension Fund. There is no specific date on which all senior citizens receive their due payment. The question of what date your pension will arrive on your Sberbank card should be asked to your territorial Pension Fund.

You can clarify the information by directly writing an application to transfer your pension to the card. Afterwards, the most convenient method of obtaining information is to call the Pension Fund hotline 8-800-77-55-445. The schedule depends on the city and registration area.

In addition, you can check the information on the official website of the Pension Fund of Russia - pfrf.ru

The Pension Fund makes payments evenly to avoid collapse. But in any case, pensioners in one area receive money on the same day. And if funds are credited to a savings book, then usually on the day the funds are received, a large queue forms at the bank’s offices. To avoid standing in line, it is better to receive money on your card.

Pension Funds of some cities publish a schedule for paying pensions to Sberbank. For example, residents of St. Petersburg receive money on the 20th, 21st and 22nd of every month. And each district of the city is characterized by a certain number.

If the payment deadline falls on a weekend or holiday, the money is transferred in advance, on the business day closest to the scheduled payment date.

If you have figured out what date your pension is credited to your Sberbank card and have checked the exact date with the Pension Fund of Russia, this question will not arise again. If this is the 17th, then you will continue to receive money on this date.

About pension

If, due to the death of a pensioner, there is uncollected money (for example, for the current month when the death of a citizen occurred), relatives who lived in the same living space with him will be able to receive the funds. If there are several close people, the amount of the unreceived pension is divided into several equal parts among all relatives. To receive funds, you need to contact the territorial division of the city PF with the following documents:

  • Death certificate of a citizen;
  • Certificate of family composition;
  • Passport or passports of applicants for payment;
  • Documents confirming the family relationship between the deceased and the applicant.

To whom and on what date is the funded part of the pension paid? A funded pension is a part of the labor pension, which is formed on the basis of a citizen’s pension savings.

When pensions are paid in Russia: procedure and regulations for calculating benefits

After the expiration of the 10-day period for consideration of the application established by law, or if there are objective reasons, an extended period for consideration, the pensioner receives a notification of the need to appear at the department for assigning financial support. During a personal reception, the citizen is informed about the accrual of payments, the date of their receipt is set, and a pension certificate is issued.

Time limits for calculating the old-age pension The law determines from what day the old-age pension is calculated. The accrual occurs on the first day of the month of submitting the application to the territorial office of the Pension Fund, but cannot be scheduled earlier than the agreed date.

Example. The application was submitted on March 15. At the same time, the period for consideration of an application for an old-age pension will extend, subject to the availability of all documents, until March 25.

For how long is old-age benefit paid?

The insurance pension begins to be paid from the first day of the next month from the moment of submission of all documents and applications, and ceases to be transferred only after the death of the pensioner. Thus, the benefit is unlimited: after dismissal due to retirement, the elderly person is provided with finances for the rest of his life.

It is worth noting that in some situations the payment of funds may be suspended: for example, due to a lack of any documents in the Pension Fund. But after all problematic issues are resolved, accruals are resumed again.

From appointment to first payment of pension

At the same time, the method of receiving funds does not matter: even if the money is credited to a bank card, information about the new place of residence must still be transferred to the Pension Fund. This is done this way:

  1. At the new place of registration, obtain a note about the change of registration from the passport office;
  2. With your passport you will go to the Pension Fund at your new place of registration. There you need to write an application for relocation;
  3. After this, within three working days, the payment case from the old place of residence will be transferred to the Pension Fund at the new place of registration.

It is worth considering that if a person moves abroad, the procedure for receiving a pension changes: a trusted person can receive the money.

Schedule of when the pension arrives on the Sberbank card and where to see it

The schedule refers to those days and months when the pension will be sent from the Pension Fund to the account in Sberbank and the card linked to it. To find out the information listed, contact the territorial authority where you initially applied for your pension. The Pension Fund also has its own website and hotline. By calling her, you can also find out everything about your payment schedule. It is also partially published on the PF website. For some cities, the website has all the payment schedules.

By the way, if previously pensions were always paid only until the 15th of the month, now they come to Sberbank cards later. The Pension Fund also sets dates in the second half of the month. As for the payment schedule for the next months of the year, the bank cannot name it. Sberbank does not assign numbers; it is only an intermediary. The payment schedule will be found out in the Pension Fund itself.

How long after registration of a pension should it arrive on the card?

It is necessary that two parties be present: the principal and the trustee. The document contains the following information:

  • Full name of the trustee and the principal;
  • Series and number of the passport of the trustee and the principal;
  • Validity period of the document;
  • Full name of the bank and account number (if the pension goes to the bank), or the name of the post office.

After registering a power of attorney, you need to contact a bank or post office (depending on the method of receiving funds), after re-issuing the documents, the authorized person will be able to receive finances for the elderly person.

Payment when changing place of residence Each citizen receiving a pension benefit is tied to the territorial division of the Pension Fund in his city. Therefore, if he changes his place of registration, he needs to notify the Pension Fund about this.

Deadlines for accrual and payment of pensions

A labor pension (part of an old-age labor pension) is assigned from the date of application for the specified pension (for the specified part of an old-age labor pension), except for the cases provided for in paragraphs 4 and 4.1 of this article, but in all cases not earlier than from the date the right to the specified pension (the specified part of the old-age labor pension). 2. The day of applying for a labor pension (part of the old-age labor pension) is considered the day the body providing pensions receives the corresponding application with all the necessary documents.

If the specified application is sent by mail and all the necessary documents are attached to it, then the day of application for a labor pension (part of the old-age labor pension) is considered to be the date indicated on the postmark of the federal postal service organization at the place of departure of this application. 3.

When is the first old-age pension paid?

Such knowledge is necessary so that the beneficiary can plan his budget and, if necessary, resolve controversial issues regarding payments. How long does it take to consider an application for the first pension? The deadlines established by law for assigning a pension after filing an application should not exceed 10 days from the date the citizen applies to the regional office of the Pension Fund of the Russian Federation at the place of residence. The day of application for a pension is the day when the application was accepted and registered by the Pension Fund branch. The reason for exceeding the 10-day period for consideration of the application may be the submission of an incomplete package of documents, which the pensioner must provide on the day of submission of the application. In this case, the citizen receives a recommendation from the department for assigning cash payments about the need to supplement the existing package of documents with the missing certificate or certificate.

This is important to know: Pension payments and compensation in 2020 in Russia

When should the first pension be paid?

As far as I know, in this case there can be a variety of situations. For example, even if you arrange your pension payments in advance, you can wait as long as three calendar months until they arrive on your plastic card, or you can receive them already in the next calendar month, as was the case with my parents. In any case, all legal pension payments will definitely be transferred to a plastic card. I started receiving a pension at a time when there were no bank cards. Therefore, I cannot say about the timing. This partly depends on the efficiency of the Pension Fund employees. It is possible that the pension will not arrive in January. But then in February the amount for two months should arrive. Pensions are transferred to different people on different days of the month. For example, my pension for the current month arrives on my bank card on the twentieth.

Let's sum it up

  1. Payment of pensions in October will be carried out without interruption.
  2. The schedule for transferring pension payments by Sberbank does not change in the region.
  3. If the date of payment of the pension coincides with a day off at the post office, the pension will be issued either a day earlier or a day later.

Author

Breslav Lev Andreevich

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How long does it take to process your first pension application?

The deadlines established by law for assigning a pension after filing an application should not exceed 10 days from the date the citizen applies to the regional office of the Pension Fund of the Russian Federation at the place of residence.

The day of application for a pension is the day when the application was accepted and registered by the Pension Fund branch.

The reason for exceeding the 10-day period for consideration of the application may be the submission of an incomplete package of documents, which the pensioner must provide on the day of submission of the application. In this case, the citizen receives a recommendation from the department for assigning cash payments about the need to supplement the existing package of documents with the missing certificate or certificate.

Please note: if the application and documents were submitted by mail, the day on which the application was submitted will be considered the date on the envelope stamp. Just as with a personal application, the package of documents will be reviewed, and if it is incomplete, the pensioner will receive a notification about the need to send the missing papers.

Postponement of consideration of an application for a pension

If the package of documents submitted by the pensioner to the Pension Fund office is incomplete, he must correct the situation no later than after 3 months. Only in this case, the day of filing the application will be recognized as the date of the initial application.

The citizen learns about all decisions made by receiving written notice.

Important!

Incorrect submission of documents for payment of the first pension may cause a delay in the consideration of the application for up to 3 months.

After the expiration of the 10-day period for consideration of the application established by law, or if there are objective reasons, an extended period for consideration, the pensioner receives a notification of the need to appear at the department for assigning financial support. During a personal reception, the citizen is informed about the accrual of payments, the date of their receipt is set, and a pension certificate is issued.

Deadlines for calculating old-age pensions

The law determines from what day the old age pension is calculated.

The accrual occurs on the first day of the month of submitting the application to the territorial office of the Pension Fund, but cannot be scheduled earlier than the agreed date.

Example. The application was submitted on March 15. At the same time, the period for consideration of an application for an old-age pension will extend, subject to the availability of all documents, until March 25. The pension will be accrued for March, but not in full, but for all days from March 15 to March 31. The pensioner should receive the first payment in April. But, if they do not have time to add it to the statement, the payment will be made in May for two months.

The terms for assigning an insurance pension are somewhat different for persons who are disabled and have lost their breadwinner. According to Art. 22 clause 5 of the Federal Law of the Russian Federation on “Insurance pensions”, for this category of citizens, if the application is submitted on time, a pension is assigned earlier than the date of application to the territorial office.

When will the pensioner receive money?

When applying for a monthly cash benefit, the territorial office of the Pension Fund determines the monthly date of its receipt. The pensioner cannot choose the number at his own discretion. The day for issuing money is not established by law, but depends on the decision of local executive bodies.

The only requirement for the accrual day is the condition that funds should not be paid later than the 10th.

Determining the date on which funds will be issued is influenced by:

  • regional features;
  • number of pensioners served;
  • possibilities of the federal budget.

Important! If you change your place of residence inter-regionally, the timing of pension payments may change. The date of its receipt will be set in accordance with the regional schedule.

Shifting the date of pension payments

The date of receipt of money may be adjusted if it falls on holidays or weekends. In this case, the money is always paid before the due date.

The maximum schedule shift is possible by no more than 3 days . This optimal, established limit for early payment of pensions is most often used when changing the schedule in Moscow.

How do different methods of receiving a pension affect the timing?

Many people are interested in the dates by which money is paid to pensioners when they receive it in various ways.

The following options for receiving a pension are available:

  1. at the post office: issuance is made directly at the post office or the money is delivered home by the postman. The payment schedule is established by Russian Post. The same organization reports changes to the schedule due to holidays;
  2. Bank branches: money can be received any day. Payments are received by the 15th of each month. It is possible to use a storage system;
  3. organizations: the payment schedule is similar to Russian Post.

If the pensioner was unable to receive accruals on time, this can be done later.

Sberbank: transfer schedule

Pension funds in Sberbank will be transferred to recipients’ accounts from October 3 to October 23 (in general, in Russia).
If the payment day coincides with Sunday, the funds will be transferred to the pensioner’s account earlier: on Saturday or Friday. ON THE TOPIC: How pensions will be transferred on weekends and holidays →
Pensioners receiving a pension on a card can activate the SMS notification service informing about the accrual. Sberbank accrues bonuses on the remaining amount in the amount of 3.5% per annum quarterly.

date of issueScheduled date
3for 3 and 4
6for 5 and 6
7, 8for 7, 8
9for 9 and 10
10for 11 and 12
13,14,15for 13, 14 and 15
16for 16 and 17
17for 18 and 19
20, 21for 20 and 21.

Answers to frequently asked questions

Can a pension be assigned earlier than the day when a citizen first applied to the Pension Fund? When do you receive the first amount of money in case of loss of a breadwinner?

Yes, this option is provided for by law. This type of appointment is possible in the following cases:

  • when applying for an old-age labor pension: when applying for payment no later than 30 days from the date of dismissal. The date of accrual will be considered the next day after the date of dismissal;
  • calculation of disability pension payments: after official recognition of the fact of disability, a citizen must contact the Pension Fund office within 12 months in order for the first payment to be assigned to him. In this case, the date of registration of disability will be recognized as the day of accrual.

If a pension payment is assigned due to the loss of a breadwinner, the date of assignment will be the day of death of the breadwinner, provided that the application is made no later than 12 months after the right to this payment arises.

I retired in December, when I will receive my first pension if I quit on December 10, and submitted the application on January 4. What number will be considered the accrual date?

Your documents will be verified by January 14th. The data will then be entered into an electronic database. You will receive a notice of the need to appear at the Pension Fund, where the date for payment of the money will be agreed upon. The accrual date will be December 11. You can receive money for December depending on the schedule: in February or March. If funds are disbursed in March, then you will be able to receive two pensions at once - for December and January.

When applying for a disability pension, which month is considered the first to start accruals?

The first month is considered to be the month of official recognition of a citizen as disabled, regardless of the date of submission of the application to the territorial office of the Pension Fund. In this case, a time limit for submitting documents is set - no more than 1 year.

This is important to know: Conditions and terms for payment of a survivor's pension

I started receiving pension payments in November, I was given a receipt date for the 5th. In December I moved to St. Petersburg, and I was told that I would now receive accruals on the 9th. I would like to know why the payment terms have changed.

When you change region, you begin to receive payments according to the schedule established by local administrative authorities.

The procedure for calculating pensions on a bank card

In the order of accrual of pension payments to the card, there are three participants:

  1. Pension fund that pays benefits.
  2. A bank acting as an intermediary.
  3. A citizen who has submitted an application to receive funds on a card.

It is important to understand that the bank does not calculate pensions from its own funds. It only provides translation and card servicing services. Money is credited from the Pension Fund to the bank, and from there it is transferred to the client’s card within one or two days.

For all banking institutions, including Sberbank, general payment terms apply. Money is transferred to the card in the first half of the current month, starting on the third day . This aspect is the key difference between pension payments and salary receipts. Salaries are due at the end of the month, recognizing work completed. Pensions are provided for current expenses.

Summary

  • We applied for pension on October 22, when is the first payment due?
  • The appointment deadline is March 4. The first pension is paid on March 21, not in full. Why?
  • How long after submitting the application is the first pension payment made?
  • Good afternoon! I am retiring on January 1, 2017, when will the first payment be made?
  • The application for a pension was accepted on August 28, 2017. What date will the first payment be?
  • If your wife’s date of birth is June 7, in what month will she be paid her first pension?
  • I retire on the first of May. When am I due my first payment?
  • Payment of pension
  • Insurance pension payments
  • Pension payment terms
  • Application for pension payment
  • Will the pension be paid?

About payment of pension benefits

An expected event for retirees is receiving a pension. Funds are received within the time limits specified in the schedule.

Each flow of recipients is timed to coincide with a certain date of the month for the gradual implementation of payments, so that there is no crowding of people at the points issuing money. In October, pension payments will be made without interruption.

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