Since 2020, another pension reform has come into force, which has touched upon important issues affecting the procedure for calculating and forming pensions. First of all, this affected changes in the retirement age. That is why, before submitting an application to the Pension Fund, it is necessary to clarify whether the right to receive it has occurred.
How to apply for a pension through government services
When should you start applying for a pension?
Assigning a pension is a rather complex process. And so that your experience and earnings are taken into account in full, you should begin preparing for a pension six months to a year before retirement age. This especially applies to the assessment of documents confirming work experience. During their inspection, PFR specialists identify a large number of errors made when filling out work books. For example, there are no records about the renaming of the enterprise or information about changing the last name does not correspond to the instructions for maintaining a work book, and so on.
In addition, there are often various corrections, periods of work that are not certified by the seal or signature of the responsible official, or even the seal itself is not readable. In such cases, additional supporting documents are required. It takes a lot of time to obtain the necessary papers, especially if you need to make requests to other regions of Russia, CIS countries or contact the archive.
Registration on "State Services"
You can apply for a pension directly to the Pension Fund. The disadvantage of this is the loss of time, and the opening hours of this institution are very inconvenient for working citizens. The most acceptable method of submitting documents is via the Internet, namely the State Services website.
You can apply for a pension at the Pension Fund
In order for the data transfer procedure to be easy, you must first register on this portal. To do this, the system will ask you to enter some personal data:
- FULL NAME;
- passport;
- SNILS;
- TIN;
- address;
- email.
After entering your personal data, you will be sent for verification, which can take three days. Upon successful registration, the citizen will be assigned a standard status, which will allow him to use a minimum set of services. For example, find out if there is a fine, make an appointment with a doctor. If the check fails, the user will have a simplified . Access to services will be closed.
To be able to use all services of the portal, you will need account confirmation
To be able to use all services of the portal, account confirmation will be required. You can do this in one of the following ways:
- if the registered person has an electronic signature, identification is confirmed using it;
- You can change your account level using an application sent by mail to the Pension Fund. You will receive a code back, which should be entered in the field specified during registration. This will be confirmation. This procedure will take about 10 days;
- When visiting one of the Pension Fund branches, a specialist from this fund, based on your passport and SNILS, will check your personal data and assign the account status as confirmed.
Early retirement
It is especially important to assess pension rights in advance for those who are eligible for early retirement.
These include:
— workers who have the necessary preferential length of service for working in difficult and dangerous working conditions; — those who worked in the Far North or equivalent areas; — teachers and medical workers with teaching (25 years) or medical (30 years) experience; - mothers of many children who gave birth and raised five or more children up to the age of eight (they acquire the right to a pension at 50 years of age); - mothers (or fathers) who raised a disabled child from childhood (they have the right to retire five years earlier than the generally established age: women at 50 years old, men at 55 years old).
List of required documents
What is the required package of documents?
Before submitting an application to the LC, you must prepare a set of documents, which includes the following items:
- applicant's personal passport;
- his work record;
- a certificate of salary for 5 years of work (for a randomly selected period);
- medical insurance;
- certificate of insurance experience.
In the case when a set of documents is prepared in advance, visiting the Pension Fund is not at all necessary.
They are submitted together with the application through the same government services portal after you have completely completed the registration and user identification procedure.
You can send them to the portal address if you use an interactive form specially designed for this purpose, into which all electronic copies of documents are uploaded one by one.
In conclusion, we note that the advantages of using the Personal Account include the ability to quickly respond to all changes in the work of PF services, as well as contact their representative if necessary.
Expert opinion
Smirnov Vladislav Vyacheslavovich
Legal consultant with 10 years of experience. Specialization: family law. Law teacher.
By now, a significant portion of pensioners have already taken advantage of the opportunity to apply for a pension through government services and take direct part in the work of the relevant services.
In the following video you will learn how to work with the Pension Fund’s personal account:
How to apply for a pension through State Services? This is exactly the question that faces those who are entering a well-deserved retirement, but do not want to waste extra time in queues when applying for payments required by law. The single portal of State Services has significantly simplified the interaction of Russian residents with various government agencies, including the Pension Fund.
Using this service, you can significantly save time on applying for a pension and significantly simplify the procedure itself.
Registration of labor pension
1) An application can be submitted:
- in the Pension Fund office at the place of residence, - in the Personal Account of the insured person (via the Internet), - by mail (the day of application will be considered the date of sending on the postmark);
2) considered:
within 10 working days from the day of receipt of the application with all necessary documents or from the date of submission of the missing documents (if they were submitted within three months).
Applying for a pension through Gosuslugi
Follow the link to the website to apply for a pension: https://www.gosuslugi.ru.
After you have been assigned a confirmed status on the State Services portal and collected all the necessary documents, you should submit an electronic application to receive a pension.
Select “Receipt type” and click “Get service”
To do this, in the “State Services”, in the applicant’s personal account, select, which is provided by the Pension Fund. When you click the “Get service” button, an application in the form of a questionnaire will appear on the screen. Basic data (full name, passport, date of birth, SNILS, address, citizenship) will already be indicated. It is necessary to check their correctness.
We check the correctness of the applicant’s completed data
Next, the type of pension accruals for which the applicant is applying is selected. If there are several, then each will need to fill out a separate application.
Choosing the type of pension accruals
The presence or absence of current work is indicated. Information is entered, if any, on the availability of a pension already received, established by Law of the Russian Federation No. 4468-I of 02/12/1993. Such citizens have the right to receive both a long-service pension and an old-age insurance pension.
If there are dependents, they should also be indicated: full name and status (wife, children, parents).
It is imperative to indicate the PFR branch to which the application is sent. The territorial authority at your place of residence will be automatically installed.
We indicate the PFR branch where the application is sent
At the end of the application, a tick is placed stating that if any circumstances change, the applicant must notify the Pension Fund about this. The applicant is also responsible for the accuracy of the information provided.
Check the box and click “Submit”
After clicking the “Send” button, the document will be assigned on the “State” portal. The review procedure takes no more than 10 days. An invitation with the necessary list of documents, the originals of which will be required by the Pension Fund of Russia, will be located in the notification section of the State Services portal. Reception hours are also indicated there.
After a positive answer, the future pensioner will be able to decide on the method of delivery of pension money on the same portal:
- Russian Post. It is possible to receive money yourself at one of the post offices or have it delivered to your home on a specified date of the month;
- at a branch of Sberbank or any other bank. For convenience, it is recommended to issue a plastic pensioner card. Since 01/07/2017, such cards belong to the MIR payment system and no money is charged for services from its owners.
For the convenience of receiving a pension, you can apply for a plastic pensioner card
Important! The delivery method can be changed at any time if desired.
Documents for obtaining a labor pension
Required:
- application for a pension, - identification documents, age, place of residence, citizenship, - work record book, - insurance certificate of pension insurance (“green card” of the Russian Pension Fund).
Additional:
* certificate of average monthly earnings for any 60 consecutive months before 2002 (issued by a former employer, successor organization, archival organization), * documents confirming work experience (employment contracts, certificates from employers, extracts from orders, etc.), * documents on education, * documents on disability, * documents on changes in name, * documents on disabled family members, * documents confirming residence in the Far North, * certificates clarifying the special nature of the work and working conditions.
The Pension Fund will help:
- send a request to former employers, - make a request to archival organizations, - check the correctness of the documents, - evaluate the completeness and accuracy of the documents, - advise which type of pension is more profitable to receive.
The procedure for assigning and paying pensions
The assignment and payment of the insurance pension is carried out by the territorial body of the Pension Fund of the Russian Federation, in accordance with the law of December 15, 2001 No. 167-FZ “On compulsory pension insurance in the Russian Federation” at the place of residence of the pensioner. When the recipient moves to another place of residence, the payment is made in the new place based on the pension file and registration.
Payment of the insurance pension is carried out upon presentation of a passport or other identification document.
The pensioner independently chooses the method of receiving the pension and the organization that delivers the pension. You can receive a pension in several ways:
- at home or independently at Russian Post;
- to a bank account or card;
- through organizing pension delivery: independently or at home.
Having chosen the method of receipt, the citizen should inform the Pension Fund department of his decision: in writing or electronically .
If a pensioner, for any reason, cannot receive a pension, his legal representative (by power of attorney) can do this for him. If the term of the power of attorney exceeds 1 year, then the payment of the pension will last for the entire period of validity of the power of attorney , but the pensioner will have to confirm the fact of registration at the place of receipt of the payment every year.
Conditions for assigning an old-age insurance pension
The first is reaching the generally established age.
The law sets the generally established retirement age at 66.5 years for men and 61.5 years for women (currently 60 and 55 years, respectively). The change in retirement age will take place gradually: a long transition period is expected, which will begin on January 1, 2020 and end in 2028.
For those who were supposed to retire in 2019–2020, a special benefit is provided - retirement six months earlier than the new retirement age. Thus, a person who will have to retire in January 2020 will be able to do so in July 2019.
It is worth noting here that some citizens may retire earlier. Lists of jobs, industries, professions, positions, specialties and institutions (organizations), taking into account which an early old-age pension is assigned, are approved by the Government of the Russian Federation.
Secondly , the insurance period in 2020 is 11 years. (The increase in length of service requirements occurs gradually and in stages: for ten years it increases by 1 year annually and by 2024 will reach 15 years).
Third – in 2020 – 18.6 individual pension coefficient (points).
(The requirement for a maximum of 30 points is being introduced gradually, with subsequent annual increases of 2.4 until the specified value is reached by 2025).
Comments (28)
Showing 28 of 28
- Tom 06/20/2016 at 10:23
If, when submitting an application and documents for an old-age insurance pension, it turns out that several important documents are missing. Will an application submitted on this day be cancelled?answer
- Anna 06/28/2016 at 19:04
It is recommended that you prepare your pension, namely collecting the necessary documentation, in advance to avoid such situations. When submitting an application, a specialist checks the package of collected documents and will definitely explain which documents are missing. In this case, a delay of 3 months is provided, during which it is necessary to submit the missing documents, but the submitted application is not cancelled. If the citizen manages to submit the remaining papers, the day the pension is applied for will be determined by the day the application is submitted, which means that the assignment and payment of the pension will not be affected in any way.
answer
- Elena 10/17/2017 at 10:44
Hello, what if a citizen does not have time to deliver the remaining papers? How then is the pension arranged?
answer
My father will soon turn 60 years old, and he is going to apply for an old-age pension, but his work book was burned in the organization’s accounting department due to a fire. Do I need to confirm my insurance record in the Pension Fund department or is all the necessary information available there?
answer
Anna 07/07/2016 at 12:16
Entries are made on an individual personal account with the Pension Fund of the Russian Federation, so there is no need to confirm the periods of payment of insurance premiums, however, those periods when the citizen has not yet been registered in the OPS system will need to be confirmed based on the testimony of two or more witnesses and documents from previous places of work.
Subsequently, the insurance period based on testimony is determined by a decision of the Pension Fund of Russia.
answer
When a woman applies for an old-age pension, the Pension Fund requires her to provide the original birth certificates of her children, but the children live far away, one child is abroad, and the children have their original birth certificates. How mandatory is the Pension Fund requirement? And what happens if the documents are not provided?
answer
- Anna 01.12.2016 at 13:17
Most likely, children's birth certificates are required to confirm and record periods of child care. Contact the Pension Fund and ask about possible solutions to this situation; maybe instead of the originals, you can provide certified copies of documents that you can ask your children for. Otherwise, periods of care may not be counted toward your length of service, which will result in a slightly smaller pension.
answer
They ask my mother for my passport and marriage certificate, because... I took my wife's last name. Either you need to appear to me or a notarized copy.
answer
Is a certificate required, or can I have a child’s passport? Is the certificate a mandatory document that is included in the list of documents for registration of a pension?
answer
I live outside of Russia. There is no possibility of coming in the near future. Please tell me how to apply for a pension? Before leaving, he lived in Vladivostok. I don't have a residence permit at the moment. Thank you in advance. Valery
answer
Male born 1951 (66 years old), has no work experience (since most of his life he was in prison and serving a sentence). Has a passport of a citizen of the Russian Federation, SNILS, and a valid certificate of residence. There is no permanent registration in the passport, but there are marks about deregistration (since the owner wrote him out of the household). The Pension Fund department refuses to accrue a social old-age pension due to the lack of permanent registration; they appeal Federal Law 166 “On State Pension Provision”, Art. 11. Is this legal? What to do in this situation? Thank you in advance.
answer
She presented the birth certificate of the child (he is 30 years old), and they asked for his passport, why?
answer
Please tell me, from 1992 to 1996 I was disabled, did not work, gave birth to a daughter in 1996 and went back to work in 1998. Do I need to submit a disability certificate and birth certificate for the general pension period?
answer
Good afternoon, can you please tell me which years’ salary is taken when calculating the old-age pension in 2020? I am retiring in November 2017. And can I demand that my salary for the last years be calculated to calculate my pension? Thanks in advance.
answer
- Olga 05/29/2017 at 10:44
When calculating your pension, all periods of your work must be taken into account.
answer
Good afternoon. She lived and worked in Uzbekistan during this period, accordingly there are no certificates. I have been working since 2003 to present. Do I need a salary certificate for the period before 2002?
answer
Hello! Tell me, my mother began to apply for an old-age pension in three months, everything is as it should be. Previously, we lived in Azerbaijan in Baku, and in 1989 we moved to Russia. When submitting documents to the pension fund, they asked to provide a marriage certificate. And they didn’t like one letter in it... Mom contacted the local registry office at her place of registration, they made a request to Azerbaijan, but there was no answer. How can she confirm that she is married to dad? And not the other one! The pension fund says it may refuse to accrue an old-age pension. Thank you!
answer
She worked in the Far North region and changed her place of residence in 2008. To apply for a pension, you need a salary certificate before 2002. I made a request via email from the company, but received no response. What should I do?
answer
What to submit in the original and in a copy to the Social Insurance Fund 6 months before retirement? The form is not active.
answer
Hello. Question. What to do with a certificate of average monthly salary for 5 consecutive years before January 1, 2002, if the organization in which I worked crumbled (disappeared)? Where can I get such a certificate?
answer
The mother applies for an old-age pension. Now it's tugging at me. She needs either a copy of the birth certificate or the original. Now they want my certificate. Why the certificate? Is it really needed? We live separately, there are no joint affairs. Why are my documents needed?
answer
- Elvira 05/10/2018 at 12:51
- fact of birth of the child (usually a birth certificate);
Most likely, to give your mother points for non-insurance periods (for women, this is, first of all, the period of caring for a child up to 1.5 years old).
To do this, you need to submit documents to the Pension Fund confirming two facts:
the fact of caring for a child up to 1.5 years old (this can be any document received by the child after reaching 1.5 years old - not necessarily a school certificate).
With these documents, she may be awarded more pension points. Accordingly, the size of her monthly pension will be slightly higher. You can read more details here.
answer
Do photocopies of the school leaving certificate and birth certificate need to be certified by a notary to assign an old-age pension to the mother?
answer
Hello. They demanded the children's documents from the mother. Errors were found in two birth certificates; they can only be corrected upon request, but the response to the request will only be received in a month.
Mom reaches retirement age in five days. What should I do to ensure that the documents are accepted on time so that they are not postponed to next year?
answer
Good afternoon. When applying for a pension, do you need to provide a salary certificate for any 5 years, or can you take 2000-2001? It’s just that in those years the salary was much higher. Thank you.
answer
Good afternoon Received a certificate of disability. Pre-retirement age.
When providing documents for registration of the insurance part of the pension and benefits for travel and payment of utilities, the MFC demanded a certificate of accrual of the pension - without it they refused to accept the documents. Such a certificate is issued by the Pension Fund and is not yet ready.
Exactly one month has passed since the receipt of the disability certificate; the pension and electricity benefits will be recalculated from this date. But this hardly applies to compensation for funds spent on travel. How to speed up the process of issuing documents for free travel?
answer
Hello. When applying for a preferential pension, do I need to provide a salary certificate for any 5 years?
answer
Hello! In 2020, in February, I will turn 50 years old. I have two children. My continuous work experience in Dagestan at the airport was 27 years, now I have been working for the 3rd year in Surgut in the housing and communal services sector. Registration in Dagestan, and I have been living in Surgut for three years. Am I entitled to a pension, please tell me?
answer
Share your opinionCancel reply
Conditions for granting a disability insurance pension
To assign a disability insurance pension, the following conditions must be met:
- recognizing a citizen as disabled and establishing a disability group is carried out by the federal institution of medical and social examination and sends an extract from the medical and social examination report of a citizen recognized as disabled within 3 days from the date of the decision to recognize the citizen as disabled to the body providing his pension;
- having at least one day of insurance experience. If there is no insurance experience at all, then a social disability pension is awarded.
Deadlines for submitting documentation to the Pension Fund
A citizen can begin collecting documents even if he has not yet reached the established retirement age, however, an application can be submitted in advance no earlier than a month before reaching a certain age (obtaining the right to pension benefits). This is necessary for the timely assignment of the required pension, that is, by the time the right to it is acquired, since in practice, there is the possibility of unforeseen situations that may delay the assignment process.
However, if a citizen applied for a pension within a month from the date of dismissal from work, it can be accrued earlier than the day of application , in accordance with paragraph 5 of Article 22 of Law No. 400-FZ dated December 28, 2013.
The application itself submitted by the pensioner is considered within 10 days from the date of his application to the PFR specialist (subject to the availability of a full package of necessary documentation) or from the date of submission of the required documents, if the applicant did not meet the three-month deadline given by the specialist to collect them. In case of refusal to satisfy the application, specialists notify the citizen within 5 working days of their decision, and if satisfied, the old-age insurance pension is assigned for an indefinite period and is paid every month.
Example
Russian citizen Ivanova began collecting documents a month in advance, and submitted her application a week before retirement age. During the inspection, PFR specialists discovered that Ivanova had changed her last name due to marriage, and explained to the citizen the need to provide them with a marriage certificate, giving a period of 3 months to complete the package of documents, but the application was still accepted.
Since Ivanova did not have a marriage certificate, she contacted the registry office, where she registered the marriage, receiving a duplicate document. Within a month, the citizen brought the document and the day of application was counted as the day when the application was accepted.
Conditions for assigning a social pension for old age and disability
The social disability pension is established:
- Disabled people of groups 1, 2 and 3, including those disabled since childhood;
- For disabled children.
The old-age social pension is established:
- Citizens from among the indigenous peoples of the North who have reached the age of 55 and 50 years (men and women, respectively), permanently residing in the areas inhabited by the indigenous peoples of the North on the day of their pension;
- Citizens of the Russian Federation who have reached 65 and 60 years of age (men and women, respectively) as well as foreign citizens and stateless persons permanently residing in the Russian Federation for at least 15 years and who have reached the specified age
The fact of paid labor activity does not affect the payment of a social pension, with the exception of the social pension assigned to citizens who have reached the age of 65 and 60 years (men and women, respectively).
Conditions for assigning a social pension:
- permanent residence on the territory of the Russian Federation;
- belonging to the category of “disabled citizens”.
Personal account service for pensioners
In your personal account you can order different types of services
The previously described procedure for obtaining a password and registration allows you not only to create an account, but also to create your own Personal Account. Thanks to this, future retirees can realize the following opportunities:
- receive complete information about the current state of your pension savings (number of points, insurance period, as well as the amount of contributions);
- request information about the current status of your personal account (personal account).
In addition, they can independently calculate the amount of the components of their future pension using a software personal calculator.
Using LC services, a pensioner can also manage his funds, namely:
- formalize a refusal to form a funded component in favor of its insurance part;
- submit an application to change the insurer;
- receive notifications from the Pension Fund about replacing the previous insurer.
By using the services of this service, each owner of a personal account gets the opportunity to:
- apply for pension benefits;
- choose one or another delivery method;
- place an order for a certificate about the current status of various accounts and the amount of payments.
Important! For working pensioners, the LC indicates the amount of insurance payments, taking into account indexation corresponding to the amount of pension benefits that a citizen is entitled to upon completion of work.
Alternative design methods
There are other ways to apply for your pension that are worth knowing about. After all, not everyone can correctly submit an application online. You should be aware of alternative methods, including the classic personal appeal of a convenient department.
Making an appointment with the pension fund for a personal visit
When going to the pension fund to apply for a pension, it is better to make an appointment in advance at the State Services, so you do not have to sit in line. To do this, you need to select “Personal visit” at the initial stage and you will not have to write an application on the portal. In this case, you must submit it by filling it out yourself.
The application form itself can be asked from a fund employee or printed on the portal. You are allowed to visit the pension fund to calculate and accrue your old-age pension no earlier than 30 days before the retirement age.
By mail
You can forward your application for an old-age pension and seniority pension. To do this, you need to make copies of all documents, write a statement, put the relevant papers in the envelope and a second envelope to send back. The date of application for pension is considered to be the date indicated on the postal item.
Expert opinion
Smirnov Vladislav Vyacheslavovich
Legal consultant with 10 years of experience. Specialization: family law. Law teacher.
After consideration, the applicant receives a response and an invitation to the Pension Fund to provide original documentation. It is better to use the service through the MFC or the State Services Internet portal
Through MFC
You can also visit the MFC and submit an application there
- Collect a complete package of documentation;
- Make an appointment by phone or online;
- Submit an application for a pension. If it is difficult for you to do this on your own, an employee will be happy to assist;
- all documents will be sent to the Pension Fund for review, where they will determine the amount of payments taking into account the funded part of the pension.
The answer will come to the multifunctional center, where the applicant receives an answer regarding the service.
Thus, you can use a variety of ways to receive your pension. But the best option for obtaining an old-age pension would be to use State Services.
Firstly, you will not have to waste time standing in line, and secondly, you will be spared the long process of filling out a form when contacting the department. But the choice is always yours.
There are always heated conversations and fierce debates around pensions. And while many people are concerned about retirement age issues, not everyone knows the legal basis for pension payments.
However, the main thing is the nature of the receipt. In Russia it is declarative.
That is, the citizen himself takes care of his well-deserved rest. By the time you contact the Pension Fund and draw up an application, the necessary documents are prepared.
And today, applying for a pension through State Services is much more profitable than visiting the Pension Fund or MFC.
