Payment of the 13th pension to elderly people of the Russian Federation

Currently, deputies are considering the possibility of introducing 13 pensions as an additional payment. Unfortunately, not everyone knows what it is, how to get it and what structures they need to contact for this. It is worth considering whether it will be available in 2019, who is entitled to it and how it can be arranged.

13 pension

Law on payment of 13 pensions

At the moment, there is no regulatory framework for receiving the thirteenth pension. However, there is a bill from deputies of A Just Russia who want to propose providing another pension once a year to all Russian citizens who reach 70 years of age.

What is 13th pension

This will be a one-time payment that could be introduced by December 2020. If this bill is approved, it will be necessary to make corresponding amendments to a number of other laws that regulate the payment of pensions to citizens.

Purpose of the bill

Deputies note that the real incomes of pensioners are falling sharply as a result of:

• rising inflation;
• increases in prices for food and utilities;
• the need to buy various expensive medications.

As part of the pension reform, 13 pensions may be introduced

Thus, indexing pensions even by 7% is not enough. An example of a decrease in living standards is given using the example of an increase in VAT. So, if a citizen went to the store and bought 10 items, the price of which increased by only 2%, he has already spent 20% more. In terms of real amounts, it turns out: if previously a pensioner could buy the 10 goods he needed for 1,000 rubles, now he is forced to spend 1,200 rubles.

Due to the record indexation of pensions by 7%, for every 1000 rubles, a pensioner began to receive 70 rubles more. As a result, real income decreased by 130 rubles due to an increase in VAT only. You also need to remember about the annual increase in utility tariffs. That is, another pension is designed to compensate for this loss of income, allowing pensioners to live with more dignity.

Who can receive 13 pension

It is worth noting that not all pensioners will be able to receive this payment. The bill so far provides for payments only for non-working pensioners over 70 years of age. There are currently 14 million officially working pensioners in Russia for whom this pension will be unaffordable.

Important ! The issue of the 13th pension has already been repeatedly discussed in the State Duma of the Russian Federation, but so far the corresponding law has not been adopted. Therefore, there is no guarantee of receiving an additional lump sum payment by the end of the year.

The issue of introducing 13 pensions has been raised repeatedly

You must always remember about the PFR budget limit. In this regard, deputies are interested in social support for the least well-off segments of the population, which include pensioners whose income level is equal to the subsistence level. At the same time, it is noted the need to provide targeted support only to those citizens who have been economically active throughout their lives. That is, they must have a certain length of service and the required number of pension points.

Important! Persons who have not worked during their life will not be able to receive a pension on the same basis as working pensioners.

A thirteenth pension may appear in Russia

Employers and trade unions are analyzing the bill, after the adoption of which Russian pensioners may have a thirteenth pension. According to the document, every citizen who receives an old-age insurance payment can count on it. The additional pension will be paid in December. The initiative, after consideration in the relevant State Duma Committee, was sent to the Russian Tripartite Commission for the Regulation of Social and Labor Relations, which includes representatives of the Government, employers and trade unions.

It is proposed to equate training with work

“In recent years, the welfare of pensioners has been rapidly falling, the pensions of working pensioners are not indexed at all, those who are not working are indexed, but at a level lower than the level of real inflation,” one of the authors of the bill, first deputy chairman of the State Duma Committee on State Building and Construction, told the Parliamentary Newspaper. legislation Mikhail Emelyanov. — One of the ways to support people is the thirteenth pension. “In addition, it will have a positive impact on the economy as it will increase consumer demand.”

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A radical pension experiment is approaching Russians

Also, the proposed amendments provide for a doubling of the fixed payment to the old-age insurance pension for people who have reached the age of 70 years (and not 80 years, as in the current version of the law). Among the innovations contained in the bill is a proposal to include periods of full-time secondary vocational and higher education in state or municipal educational organizations in the insurance period.

Working pensioners want their pensions indexed

Parliamentarians are ready to consider the presented initiative. However, they are skeptical that it will still be possible to bring it to life. Mikhail Tarasenko, First Deputy Chairman of the State Duma Committee on Labor, Social Policy and Veterans Affairs

. “At the moment, it is more logical to focus on discussing the problem of indexing pensions for working pensioners, as well as on a general increase in the size of pensions.”

As the deputy told Parliamentary Newspaper, in the process of working on the budget, legislators will raise the issue of returning to the indexation of pensions for working pensioners. “Personally, I believe that there was such an opportunity in 2017,” the parliamentarian said. — In addition, taking into account the fact that the indexation of pensions in 2020 was carried out at a lower level than the inflation rate, this underestimated the basis for further indexation of pensions. Therefore, I believe that when forming the budget of the Pension Fund for 2020, we must provide for a more significant increase in pensions than would be the case in accordance with the legislation on indexation to the inflation level of last year. We must try to compensate for the losses of veterans through higher indexation for non-working pensioners.”

According to the Chairman of the Federation Council Committee on Social Policy Valery Ryazansky

, initiatives like the thirteenth pension bill need to be backed up with real financial resources. “Where can I get money for the thirteenth pension if pensions are paid from the funds that employers transfer to the pension system for their employees?” — the parliamentarian asked.

Read on the topic Old-age pensioners may be assigned a “thirteenth pension”

As the senator explained, the issue is not the assignment of thirteenth or fourteenth pensions, but the availability of funds to pay them. “If the pension system had more voluminous funds than it does now, then the issue of the thirteenth pension would not be raised at all. It would be possible to simply increase the size of pensions for all pensioners and pay these amounts as planned, within 12 months,” he told the Parliamentary Newspaper.

As for increasing the insurance period due to training time, then, according to Valery Ryazansky, future pensioners can apply for this today. “There is nothing stopping them from contributing to the pension scheme while they are studying. A citizen can do this himself, he can agree, for example, with the future employer for whom he intends to work, so that he does this,” the senator said. “However, the idea that the state will pay contributions for it all this time seems unrealistic to me.”

The senator also recalled that obtaining some specialties requires training for 8-10 years.

How is the 13th pension calculated?

The exact amount of the payment is not yet known. But the author of the bill declares the necessary additional injections into the Pension Fund budget of about 500 billion rubles. Most likely, the size of the 13th pension will be equal to the old-age labor pension that a citizen of the Russian Federation receives. If we take into account the freezing of part of pension savings and a number of other factors, then each person will receive 4–6 thousand rubles.

Important ! For 2020, pensioners will definitely not receive the 13th pension, since the bill had not yet been adopted at that time.

There are special formulas for calculating pension accruals

To calculate the labor pension, you must use a special formula:

SP = IPC * SIPC * K + FV * K

It's worth decoding it:

• SP – the amount of the insurance pension;
• IPC – number of pension points;
• SIPC – the cost of one pension point;
• K – personal coefficients, which differ in each region;
• FV is a fixed amount guaranteed by the state.

SIPC can be calculated by dividing all insurance premiums paid (22% of salary) by ten times the upper limit of contributions (today 16%). There is a special calculator on the Pension Fund website that will allow you to get the required value without doing your own calculations. You just need to enter the required parameters.

Features of online calculation of labor pension on the Pension Fund website

Today it is possible to obtain a preliminary calculation of your labor pension online on the Pension Fund website. Even active pensioners can perform this operation. The fact is that the pension amount includes northern and other types of allowances. As a result, a certain amount is obtained. And the main base for bonuses is considered to be the labor pension. You can find out its size without additional monetary allowances online by entering the following data:

• floor;
• Date of Birth;
• length of service in the army;
• number of children (including adopted children);
• the number of years in which the citizen was on parental leave;
• time spent caring for disabled citizens;
• how many years do you plan to continue working after reaching the retirement age;
• type of employment (employee or self-employed citizen);
• time spent working as an employee;
• the amount of earnings in current year prices.

How to use the pension calculator

After entering all the data, it is possible to find out the number of pension points, the amount of the insurance pension without bonuses and the total length of service.

Important! The system takes into account the value of the pension point at the time of using the online calculator. If it is important for you to obtain accurate data, it is recommended that you contact the pension fund employees directly. They will make a detailed calculation based on the data provided.

Receiving a pension calculation through State Services

To obtain accurate information about the amount of your pension, it is not necessary to go to the Pension Fund office in person. It is enough to submit a request through the State Services portal. To do this you need to do the following:

• log in to your own account (if you don’t have one, you will need to register using SNILS and your passport);
• select the service you are interested in (it is recommended to use a search engine);
• submit an application to receive an extract on the availability of pension savings and information on the labor pension;
• provide a passport and SNILS;
• receive a response within 2 – 3 days.

How to order a pension calculation through State Services

It is worth noting that the data is provided free of charge in electronic form. Moreover, they will be accurate, since employees will make calculations in relation to a specific citizen. They will take into account all current savings and other information.

What is a funded pension?

Since 2002, pensions have been divided into three parts: fixed (basic), insurance and funded.

A funded pension is money that accumulates during a citizen’s working life in his personal pension account. Then they are paid upon reaching retirement age (for women at 55 years old, for men at 60) - either in the entire amount at a time, or monthly and in installments.

Since 2014, a so-called moratorium has been in force: the funded part is directed towards an insurance pension. Thus, starting from 2014, pension savings in a personal account can grow only through their investment.

Citizens can transfer their accumulated savings to the management of Non-State Pension Funds. The savings of those who did not do this, the so-called “silent people,” are managed by the state management company VEB.RF.

Additional payments to pensioners in 2020

Today, there are various additional payments to pensioners, depending on their age and status, but no one receives a 13th pension. Some consider various lump sum payments to be exactly 13 pensions, but this is erroneous. The types of payments received by pensioners today are collected in the table below.

Table 1. Types of additional payments for pensioners

The amount of additional payments in each region may vary. Also, the same regional surcharges do not apply everywhere. Therefore, it is necessary to clarify in the social benefits department of a particular city what exactly a citizen can receive upon retirement in the form of additional payments. It is also necessary to clarify which documents need to be submitted and where to receive a one-time or monthly payment, since Russia has an indicative form of law. That is, until a citizen declares his rights, he will not be assigned a specific benefit.

EDV towards pension

Almost 13 thousand each: pensioners will receive a cash increase from the Pension Fund - terms

Background: New money: 5 serious additional payments to your pension that you can receive as early as July

Russian pensioners will receive a cash supplement. The funds will be credited to citizens’ accounts within a month. There is no need to submit any application for this. The Pension Fund explained which pensioners can count on a quick increase.

Every year before July 1, the Pension Fund checks the personal accounts of citizens receiving funded pensions. We are talking about Russians who received a lump sum payment of pension savings a year earlier. Specialists check the receipt of cash accruals that were not taken into account when assigning a lump sum payment. And if such funds are available, an additional payment is made.

“An additional payment is made to pensioners if, after receiving a lump sum payment from pension savings in 2019, investment income, payments under the State Pension Co-financing Program or other amounts were received into their savings account,” the Pension Fund explains.

This procedure is of a non-declaration nature, experts clarify. A letter about the appointment of an additional payment is sent to the citizen within 5 working days from the date of the decision. And payment of pension savings is made within a month.

The size of the surcharge varies, the fund emphasizes. The average increase is 12.7 thousand rubles.

Experts also remind that pension savings are paid to men from the age of 60 and women from the age of 55. And for those eligible for early retirement – ​​even earlier.

“Savings are paid in a lump sum if, when calculating, the size of the funded pension is less than 5% of the total amount of two pensions - insurance and funded,” the Pension Fund explains.

Pension savings are also paid at the same time to citizens who were unable to earn the required amount of insurance coverage or pension coefficients. The insurer, whom the citizen chose before the pension was assigned, pays the funds and decides on additional payments. This could be the Pension Fund or a non-state pension fund.

Let us remind you that it was previously reported that pensioners could receive a large increase. An increase in payments to senior citizens will occur through the accrual of an allowance. Now it is prescribed upon reaching the age of 80. Its value is 100% of the fixed payment to the old-age insurance pension. Deputies propose lowering the age required to assign an additional payment.

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Will there be a 13th pension for retired military personnel and employees of the Ministry of Internal Affairs?

No, today no one receives a 13th pension in accordance with current legislation. Thus, cosmonauts, test pilots, employees of the Russian Armed Forces and retired employees of the Ministry of Internal Affairs cannot receive another pension.

However, they have several other benefits that provide them with a decent living. They also have the right to a number of additional payments from the regional or federal budget, as well as additional payments from the Russian Ministry of Defense or from the Russian Ministry of Internal Affairs. In particular, the benefits allocated to these categories of citizens include:

• the right to undergo treatment in a sanatorium of the Ministry of Internal Affairs/Ministry of Defense;
• the right to receive preferential housing from the state;
• the right to treatment in specialized departmental clinics.

Retired retired employee of the Russian Armed Forces

The full list of benefits can be clarified, depending on the length of service and where exactly the employee served (Ministry of Internal Affairs or the Armed Forces of the Russian Federation). You can read about some tax and social benefits intended for this category of citizens below.

Benefits for military pensioners

Are there any prospects?

Regional authorities, aware of the financial situation of non-working pensioners, are making encouraging statements. Programs are being prepared that will be able to provide pensioners with a 13th, and for some, a 14th pension this year.

For example, here is information from the mayor of the Pskov region:

“We are developing a program that will provide needy pensioners with practically the 13th, and for some even the 14th pension, depending on the category of the pensioner. We do not forget about all citizens in need and try to provide the necessary assistance in a timely manner.”

Are there similar statements being made on the eve of the elections? Or has the coronavirus pandemic really drawn the attention of the authorities to the need for social security for citizens? It seems that many will be more inclined towards the first option.

There are many similar and similar statements from the authorities of various constituent entities of the Russian Federation, especially when President Vladimir Putin is asked for permission to run for the existing post of Head, which is broadcast on central television channels. Let's just hope that the promises will be fulfilled accurately and on time.

Let's hope that the programs being developed will really help pensioners, because... The current pension and social security for this category of citizens is insignificant.

Meanwhile, pensioners in some regions already know how to receive the 13th pension from social payments.

Why is everyone talking about 13 pensions for all pensioners

Today, many pensioners are talking about 13 pensions. For the first time, the issue of its introduction was discussed in the State Duma of the Russian Federation in 2020, but then the bill was not adopted. Now we are again talking about the need to introduce a 13th pension due to a real decline in the incomes of pensioners. The increase in taxes caused an increase in prices in the country, which is not comparable with the indexation of pensions. As a result, there is a risk that almost 30% of the population will live below the poverty line. Thus, the 13th pension can help older people who, due to their age, cannot receive additional income.

The question of whether 13th pensioners will receive a pension remains open

If the bill is approved, then part of the population who have retired and are over 70 years old will be able to improve their financial condition. There are several prerequisites about the likelihood of introducing 13 pensions in Russia:

• a significant increase in budget revenues as a result of increasing taxes and maintaining a strict tax policy in relation to individuals and legal entities;
• real decline in household income over the past few years.

An alternative to introducing 13 pensions is also being considered, according to which years of study at an educational institution can be included in the length of service. But this is only relevant for training in government institutions.

Some deputies propose to include in the length of service the years spent by students at universities

But there is an important problem that prevents both forms of approval of the bill from being agreed upon. Every year the number of pensioners is growing, which increases the burden on the state budget. That is, it will be difficult for the state to constantly increase the amount of transfers to the Pension Fund budget to fulfill its social responsibilities. Therefore, deputies are already inviting students to start thinking about their future pension by transferring money to their personal account monthly on a voluntary basis.

The Chairman of the Federation Council Committee on Social Policy argues that it is possible to introduce a social measure in the form of 13 pensions in Russia only when the Pension Fund of the Russian Federation can perform its functions without the support of federal money. That is, the Pension Fund must switch to self-sufficiency through voluntary payments and social contributions from employers.

Pensions 2018 in Russia: which pensioners will receive an increase in payments

What can pensioners expect after the Pension Fund's budget is adopted?

The legislation of the Russian Federation undergoes some changes from time to time, which, amid the large flow of information, pensioners do not always have time to follow. But we can talk about such vital issues as the amount of money a person will receive. We decided to help readers understand the situation and analyze the changes that will affect pensions in Russia in 2020.

How pensions will change in 2020

On November 24, the State Duma of Russia, in the third and final reading, adopted the draft budget of the Russian Pension Fund. According to this document, the old-age insurance pension will reach an average annual amount of 14,075 rubles, the social pension - 9,045 rubles. As for the social pension for disabled children and people with disabilities since childhood of the first degree, the average benefit for citizens of these categories will reach 13,699 rubles.

It’s very easy to navigate all the upcoming innovations. If you analyze the document, you can see that throughout 2018, pensions in Russia are expected to increase twice, in each case it will affect different categories of citizens. Changes are set for January and April.

Photo source: FBA "Economy Today"

How pensions will increase for non-working pensioners in January 2020

Non-working pensioners should remember that according to the new budget, from January 1, 2020, their pensions will increase. The law determines the connection between indexation and last year’s level of price growth in the country. A special feature of next year will be that the Pension Fund does not wait until February until Rosstat provides inflation data, but will begin paying the increase faster - immediately after the New Year holidays. Its size is 3.7%.

As it turned out, due to the positive results in the economy with which the country ended 2020, in particular, the low level of inflation, the government decided not to wait for the figures to be calculated, but determined a good premium based on inflation data for recent periods. In 2020, the average old-age insurance pension in Russia was 13,657 rubles. Indexation of 3.7% will increase its size to 14,045 rubles. That is, non-working pensioners can expect an increase of about 400 rubles from January 1, 2020.

In addition, the PFR budget includes 94.5 billion rubles for social additional payments to non-working elderly people whose pension is less than the subsistence level.

How will the size of the social pension increase in Russia in 2018?

Re-indexation of social pensions in 2020 awaits citizens in April. This applies to disabled people, war veterans, children left in the family without a breadwinner, other beneficiaries, as well as those who have not earned the required length of service. In total, this type of benefit is paid to about 4 million people in Russia. If you are one of those who receive a social pension, you need to remember that it will be calculated in a new way from April 1, 2020, and the increase will be 4.1%.

Photo source: pixabay.com/beejees

In monetary terms, this is different for everyone, so the size of the social pension varies significantly from region to region due to local social surcharges. There are those who receive about 13 thousand, and there are those for whom it is only 5 - 6 thousand. Here the features of the calculation in each specific case play a role. If we focus on the average annual size of the social pension indicated in official data, then it will reach 9,045 rubles; disabled children and people with disabilities from childhood of the first group will receive 13,699 rubles.

How will pensions change in 2020 for working pensioners?

Of the 43 million pensioners in the country, about 14 million citizens continue to work at the same time. Indexation does not apply to this category of citizens, but for them an increase is relevant due to an increase in work experience.

The employer pays insurance premiums for such an employee. The new rules for calculating pensions determine that in this regard, the citizen is awarded pension points. Here you need to pay attention to this change: in 2020, one point was valued at 78.58 rubles, in 2020 this figure will increase to 81.49 rubles. The number of points earned depends on the size of the salary - the larger it is, the more points the pensioner is awarded. However, there is a limit - the increase cannot exceed three points, that is, its size can be about 245 rubles.

We remind you that in order to find out exactly how much your pension will increase in 2020, it is best to contact the Pension Fund employees, who will be able to provide a detailed calculation of the cash payments that you are entitled to.

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How to apply for a pension - step-by-step instructions

Step 1. Make an appointment with Pension Fund specialists. This can be done through State Services or on the Pension Fund website.

Electronic recording does not require unnecessary trips to the Pension Fund of Russia

Step 2. Collection of documents. You will need to provide a pension application, SNILS, passport and other documents that will allow you to receive additional payments.

List of documents required to receive a pension

Step 3. Document verification by specialists.

Pension Fund employees are given a certain amount of time to check documents.

Step 4. Calculation of pension and all required allowances.

Pension calculation scheme

Important! Not all additional payments can be received through the Pension Fund. Some are provided by the social department. In this case, you need to contact the relevant authority with the necessary documents.

Today it is possible to receive a pension by postal order, to a bank account or in person (brought by postal employees). You can see a little more about the 13th pension in the short video below.