Differences in payments between the first, second and third child
All basic federal payments for the third child are similar to those for the second child. The amounts and conditions for processing and receiving payments are the same. Federal payments are prescribed by the legislation of the Russian Federation and are paid from the federal budget, regardless of your region of residence. There are also regional payments, individual in each region.
Families with three children, starting from 2013, are entitled to a targeted payment for a child under 3 years of age if they live in a region with a low birth rate. Targeting means that the benefit is not assigned to all families, but only to those that fall under the conditions of payment, for example, the average per capita family income is below the subsistence level. We'll talk more about this below.
Types of payments and benefits
Benefits for 3 children, as well as for the first and second, are divided into monthly and one-time. Part is due only to working people, while other payments are assigned to everyone without exception. Those with many children are also given additional targeted payments, especially if they are low-income.
By the way, in some regions benefits are increased by the regional coefficient, most often these are cities in the north, for example, Salekhard with a coefficient of 1.8 or Nadym with a coefficient of 1.7.
With the help of these coefficients, benefits for registration in the antenatal clinic (LC), benefits for Birth and Labor and a one-time benefit for the birth of a child will be increased.
Example
The BIR allowance in 2020 is the same in all regions of Russia - 17,479 rubles. If the family lives in Nadym, then this benefit will be increased by a factor of 1.7.
17479 * 1.7 = 29714 rubles - this amount will be received by the family at the birth of the baby.
Terms of service
To receive support in the form of maternal money at the birth of 3 babies, you need to meet certain requirements from the state. Finance is provided to the following citizens:
- having Russian citizenship;
- those who did not formalize the issuance of maternity capital at the birth or adoption of a second baby (provided that the second child was born later than January 1, 2007);
- who gave birth to their third baby between 01/01/2007 and 12/31/2021.
One-time payments and benefits for the third child
Lump sum payments, as the name implies, are paid to families only once, while some of them are due during the woman’s pregnancy, and some only after the birth of the child.
It is important not to miss deadlines and arrange payments at your place of work or social security, because no one will return benefits retroactively.
One-time payment for those registered in the early stages of pregnancy
The payment for registering a pregnant woman with a housing complex up to 12 weeks is not that big. In 2020 it is equal to 655 rubles. More often, this payment is processed immediately with the BiR allowance, so it is more convenient to submit the entire package of documents once and receive all the money at once.
To process the payment you will need:
- passport;
- statement;
- certificate of incapacity for work issued by the housing complex.
All these papers are submitted to the accounting department at work or to the Social Insurance Fund.
Monthly payments and benefits for the third child
Monthly payments for the third child are paid according to the standard scheme, the same as for the first and second.
Child care allowance up to 1.5 years old
The state undertakes to pay monthly benefits for up to 1.5 years per child, regardless of what kind of child it is and whether its parents are working or unemployed. This is a guaranteed payment.
But the amount of the payment will be different, because the unemployed are entitled to a minimum benefit, but for those working it is calculated based on the average salary for the previous 2 years, from which 40% is taken.
The amount of the minimum benefit for the second, third and subsequent children in 2020 is 6,554 rubles. Full-time students will also receive the same payment if they apply for it.
In addition to the minimum, there is also a maximum value - the amount exceeding which workers will not be paid benefits - 26,152 rubles.
We looked at an example of a detailed calculation of benefits for workers in the article about payments for the first child.
An important point: you need to apply for benefits no later than six months after the child turns 1.5 years old.
Working people register benefits in the accounting department at their jobs, students in their universities, and the unemployed in social security.
The benefit is assigned within 10 days, and you can expect payment only next month, no later than the 26th.
Please note: the right to apply for this benefit is not only for the mother and father of the child, but also for any family member who will actually care for the baby.
Monthly allowance for child care up to 3 years old
The benefit for up to 3 years is a formal payment of 50 rubles, for which few people apply. The benefit amount was established back in 1994 and for some reason has not been indexed since then.
True, soon they plan to finally bring this benefit into line with today's needs of families. At the next government meeting, Dmitry Medvedev proposed to sort out this issue within a year and set the amount of the benefit equal to at least the care allowance for up to 1.5 years per child.
Additional benefits and allowances
The state has a special attitude towards large families; they are supported at both the federal and regional levels. These measures help stimulate the birth rate, which has only been declining in recent years.
Payments and benefits for single mothers
The state does not provide any special individual payments to single mothers, but at the regional level they can receive additional support if the budget allows.
Example
In Moscow, single mothers are paid for any child: first, second, third, etc. monthly allowance. Children under 3 years old are entitled to 15,000 rubles, children from 3 to 18 years old - 6,000 rubles.
Basically, in the regions, single mothers are given some kind of benefits for the purchase of medicines, school supplies, and groceries necessary for the child.
An important point: a woman must present a document confirming her single status to receive benefits. To do this, you need to take a certificate from the registry office, form No. 25.
Benefits and benefits for a disabled child
Disabled children are entitled to additional payments, and the amount of payments does not depend in any way on the order of birth of the child. It's the same with benefits. You can find a complete list of payments and how to receive them in our article on payments for the first child.
Regional and gubernatorial payments
Each subject himself determines, based on his capabilities, what additional benefits to assign to families. The conditions for receiving payments may vary: in some places it is necessary that the family live for a certain number of years in the territory of the subject, in others benefits are assigned only to low-income families or young families under 30 years of age.
Example
In Chelyabinsk, local maternity capital in the amount of 61,455 rubles is provided for the third child. Parents and their children must permanently reside in the Chelyabinsk region to receive this maternity capital.
In Moscow, for 3 children, regional authorities pay an additional 10 subsistence minimums per capita (16,087) - 160,870 rubles.
You can find out about possible benefits for a third child in your region from social security or the MFC.
Benefits for the birth of a third child
There is a list of benefits that are available to families where a 3rd child was born:
- 50% discount on utility bills;
- priority admission of children to kindergarten;
- free entry to exhibitions and museums;
- free education in state art, sports, and music schools;
- free textbooks;
- free meals for schoolchildren;
- free trips to sanatoriums and health camps for children;
- increase in parental leave by 5 days;
- education at a paid university with a 50% discount;
- free medications prescribed by a doctor.
In each region, you need to clarify the list of social security benefits.
Obtaining a land plot
A large family can receive a plot of land measuring 15 acres.
Land is issued once and only if there are three minor children in the family and there are no other land plots in the property.
The state formally leases land for a period of 10 years. During this time, you need to have time to build a house on the site and put it into operation. Every year you will have to pay 0.3% of the cost of the plot for rent. Naturally, the plot cannot be sold until the ownership rights are transferred to the family after the house is put into operation.
Each region itself solves the problem of issuing plots to large families; in fact, they are issuing land far outside the city, where there is no infrastructure, so few people are interested in such a benefit.
Those who decide to receive free land need to follow the following algorithm:
- Select a site from those available for large families (you can look at the list in the local thematic newspaper or find out from the local administration).
- Collect the necessary documents (passports, birth certificates of children, marriage certificates, if necessary, income certificates).
- Submit an application to the local administration.
- Obtain permission from the administration for further actions with the site.
- Conduct topographic survey and land surveying at your own expense.
- Register the plot of land and sign a lease agreement for 10 years.
- Build a house and put it into operation.
Only after all these points will it finally be possible to obtain a certificate of ownership.
What can family capital be used for?
Families that have added a third child can use government assistance only for certain purposes:
- Construction or purchase of finished housing. This direction is most popular among parents with many children who want to improve their living conditions. The main requirement in this case is registration of shared ownership rights for all family members, including young children. Thus, when selling purchased real estate, permission from the guardianship authorities will be required. If it is planned to build a new residential building, money is allocated in stages, depending on the stage of construction of the facility.
- Increase in pension. The funds are sent to the mother’s personal account in the NPF, where they will be stored until the start date of pension payments. But the implementation of the indicated method is impossible if the child’s mother subsequently loses parental rights.
- Purchasing goods and services for a disabled child, if one is being raised in a family. Restrictions: maternity capital can only be used to purchase items necessary for the adaptation and rehabilitation of the patient. The funds are transferred to the seller’s account or given to the family as compensation. In the latter case, you must provide proof of purchase (for example, a sales receipt for a wheelchair).
- Education of minors. The legislation also provides for the option of paying educational services to the MK for any of the minor family members. The money is transferred to the institution (college, kindergarten, university, etc.).
Distribution of capital between different educational institutions is also allowed. For example, you can pay for college education for your eldest child and for the rest of your children to attend a preschool educational institution.
On a note! Maternity capital for 2 children in 2021
Briefly about the main thing
- For the third child there is an additional targeted monthly payment for up to 3 years in 62 regions.
- The third child is entitled to the same amount of maternity capital, 453,026 rubles.
- Large families can receive a land plot of 0.15 hectares from the state.
- The state is ready to repay mortgage interest in excess of 6% per annum to families where 2 or 3 children were born.
- Regional authorities independently establish the amounts and types of benefits for large families; most often, the third child is entitled to regional maternity capital.
- Working parents who have a third child are entitled to a tax deduction of 3,000 rubles.
Still have questions? Ask them below in the comments.
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Maternity capital at the birth of a third child - help or fiction?
Some parents in Russia do not consider receiving maternity capital significant assistance from the state.
This opinion began to emerge after capital was not indexed for the first time in 2020, remaining at last year’s level. Many are annoyed by the restrictions in using the certificate - the opportunity to improve their living conditions, get a higher education, as well as a pension for their mother, that is, the inability to receive the amount in cash and spend it at their own discretion. Some are not satisfied with the amount of maternity capital for their third child. How much maternity capital is given for the third child? However, most parents consider such help to be significant, since if you use it wisely, you can get great opportunities. You just need to clarify whether it is required in this case. For example, about 95% of families were able to expand their living space or purchase a new one only by receiving a maternity capital certificate. Few people have postponed the implementation of their plans for the future and, according to experts, this is correct - the amount of maternity capital for a third child is fixed, and every year due to inflation the certificate depreciates, so it is most reasonable to use it immediately after registration to improve living conditions with with the help of maternity capital. The realization of other goals with the help of maternal capital will be possible only after the child reaches a certain age. You can find out whether maternity capital is given for a third child in each specific case from the Pension Fund.
Interesting
Carefully! Sometimes maternity capital becomes a target for fraudulent activities!
