Minimum pension by region from January 1, 2020

According to Russian laws, people are required to work until a certain age. Then the state takes care of their material support, taking into account their contribution to the development of society. It also provides for those who are deprived of income due to disability.

Thus, pensions in Saratov in 2020 are awarded to citizens on the following grounds:

• in connection with reaching the age limit for compulsory participation in labor activity;
• due to disability;
• upon the loss of a breadwinner.

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Federal Law “On State Social Assistance” dated July 17, 1999 N 178-FZ

Federal Law of December 15, 2001 N 166-FZ, as amended. dated 07/03/2016) “On state pension provision in the Russian Federation”, as amended. and additional, intro. in force from 01/01/2017

Federal Law of December 28, 2013 N 400-FZ, as amended. dated 12/19/2016 “On insurance pensions”

How is the minimum pension calculated?

The minimum pension amount is assigned based on the subsistence level (LS) established by the region. Low-income elderly citizens whose income is less than the monthly minimum are assigned a social supplement to their pension to achieve the required value.

In 2020, citizens of some regions will need to re-register the supplement due to an increase in the minimum pension.

Rules and calculations

Since investment stabilizes the economy, the government will not encourage the rapid withdrawal of pension funds. When an early withdrawal occurs, the investor typically incurs an early withdrawal fee, which acts as a disincentive for making frequent withdrawals before the end of the early withdrawal period.

Provident funds are pension funds used when a person leaves the pension fund for any reason, such as resignation, retrenchment or termination of employment or the winding up of the employer's pension fund. Provident funds ensure that pension savings remain tax-sheltered and allow funds to be withdrawn from the fund if the member requests it.

Self-employed people also need retirement funding, so a retirement annuity fund is the answer. A retirement annuity fund can be thought of as a personal and portable retirement fund.

There is no need to have an employer/employee relationship to be a member of a retirement annuity fund. A person simply contributes to the fund (periodically or as a lump sum), and the money must grow over the years in order for there to be funds for retirement.

Pension funds do not allow lump sum withdrawals before age 55. No benefits may be paid to members or dependents until retirement, death or disability. However, a member may receive a lump sum benefit (withdrawal allowance) from the fund if they have ceased their contributions to the fund before the date of retirement when the value of the member's fund is less than the amount determined by the Minister and for official emigration.

At retirement, one third of the fund's value can be taken as a lump sum, which will be taxed in the same way as if it were a pension fund. If the person's combined pension annuity amount at retirement is less than RUB 247,500, then the full amount can be replaced in a lump sum.

Employers can also use pensions instead of pension funds for their employees.

What is considered the minimum pension in Russia?

The pension is formed from various indicators, some of which depend on the citizen’s work activity. However, the minimum pension depends on the level of the subsistence minimum, which is established individually in each subject of the country. This indicator changes annually based on the region's budget.

Social pension in 2020

In 2020, the country’s authorities increased social pensions for various categories of citizens: those who have lost their breadwinner, those who have the status of “disabled,” or those who have reached the retirement age limit. The changes that have arisen are associated with indexation (by 7%), focused on price growth over the past year. Thus, the amount of social pension by the end of the year will be presented on average as 9,925 rubles.

As a result of indexing, the size of social pensions for beneficiaries of different groups will be:

Conditions for receiving a pension

To qualify for pension payments, you must meet certain conditions.
They are: 1. For old age:

a. insurance is assigned if the criteria for length of service and points are met:

1. after 60 years for women;
2. after 65 years for men;
3. at a different age in the presence of preferential grounds;
4. work experience of at least 15 years (this indicator will be relevant by 2024, in 2020 the minimum experience is 10 years, within 5 years it will increase by 1 year annually);
5. 30 individual pension coefficients (in 2020, the minimum amount of pension points was 16.2, the required number will increase annually and will reach 30 by 2024);

b. social :

1. women who have celebrated their 65th birthday;
2. men over 70 years of age;
3. foreign citizens and stateless persons permanently residing in the territory of the Russian Federation for at least 15 years and who have reached the specified age;

• state : assigned to citizens affected by radiation or man-made disasters;
• The state pension for long service is assigned to federal civil servants, military personnel, astronauts and flight test personnel.

2. For disability:

1. insurance in the presence of disability and at least one day of insurance experience;
2. social in the presence of disability and lack of insurance coverage;
3. state is assigned to military personnel, citizens who suffered as a result of radiation or man-made disasters, participants in the Great Patriotic War, citizens awarded the “Resident of Siege Leningrad” badge, and cosmonauts;

3. In the event of the loss of a breadwinner, a pension is entitled to:

1. insurance is assigned upon the death of the breadwinner, who was dependent on the applicant for pension provision. The main condition is that the deceased breadwinner has an insurance period (at least one day);
2. social is assigned to children under the age of 18, as well as over this age, studying full-time in educational organizations, until they complete such training, but no longer than until they reach the age of 23, who have lost one or both parents, and children of a deceased single person mothers;

4. State pension is assigned to disabled family members of fallen (deceased) military personnel; citizens injured as a result of radiation or man-made disasters, astronauts.

5. The funded pension is paid together with the insurance if the applicant has entered into an appropriate agreement with the Non-State Pension Fund. Persons born after 1966 have the right to such rights.

Hint: pensions in Russia are also provided to insured foreigners.

Application submission algorithm

Applicants need to collect a package of documents and submit an application to the nearest branch. The list of papers depends on the preferential right. You need to select the following documents:

1. applicant's passport;
2. SNILS;
3. birth certificates of children (if necessary);
4. documents of dependents (if any);
5. work book;
6. contracts with employers (if there is no record of this employment in the Labor Code);
7. 60 consecutive months of earnings may be required;
8. preferential certificate (relevant for Chernobyl victims).

Hint: documents are allowed to be submitted one month before the date of entitlement to a pension.
It is advisable to consult with department specialists to receive recommendations on the selection of additional documents. The application form is filled out on site under the guidance of a branch employee. In it you need to indicate the desired method of receiving money:

• by mail;
• to a bank card (official confirmation of details must be provided);
• through a courier organization.

List of PFR branches in Saratov

Minimum pension in Russia from January 1, 2020 by region (table)

The minimum pension is focused on the subsistence level. The size of the presented indicator depends on many factors, among which the region has an important influence.

For clarity, we suggest that you familiarize yourself with the minimum pension values ​​in 2020, depending on the region in which the pensioner lives.

The table is compiled on the basis of regional regulations (decrees, decrees, orders), which establish the cost of living for a pensioner from January 1, 2020. The cost of living for a pensioner in the Russian Federation as a whole for 2020 is set at 9,311 rubles .

How much will your pension be worth?

The size of your pension at retirement depends on how much you can afford to save each month, how long you contribute, the type of pension plan you choose, and investment returns. We know one thing: the sooner you start receiving your pension, the more it should grow. Our retirement calculators will help you decide how much you can afford to save.

Federal Law No. 420 “froze” indexation carried out on April 1 until January 1, 2020. Thus, Rostov pensioners can count on only one increase. benefits - moreover, from January 1. 2020, and not from February 1, as is usually the case.

However, such benefits will be paid only from April 1. Now disabled people of the 3rd group still receive social benefits in the amount of 3082.71 rubles. (Clause “d”, Clause 4, Article 1 of the Federal Law No. 162 of July 18, 2019 “On the Introduction...”).

Additional payment up to the subsistence level for pensioners in 2020

Low-income citizens of retirement age receive an additional payment up to the established subsistence level. As in previous years, the additional payment is calculated using the following formula:

D = VPM –OMP,

Where

• D – additional payment;
• VLM – the cost of living in the region;
• GMO – general financial situation.

A citizen’s material security consists of several indicators:

• the amount of pension benefits;
• other additional social income;
• monthly payments, including a set of social benefits. services.

Pension in Rostov-on-Don

In accordance with federal law, the labor pension consists of two components - insurance and funded. They are calculated using special formulas that take into account length of service, the amount of savings in personal accounts and the basic payment established by the state. The right to receive them arises for women from 55 years of age, and for men from 60 years of age. Moreover, their experience must be at least 8 years, and the number of IPCs must be 11.4.

What will be the conditions for receiving a social pension in 2020? Payments will also be calculated according to new principles, but the procedure for provision will not change. Women over 55 years of age and men over 60 years of age who do not have the minimum length of service will continue to have the right to social security in Rostov-on-Don in old age.

Minimum old-age pension in the Rostov region for 2020

The Russian government quite often names the national average amount of old-age pensions. In 2020 this is more than 14 thousand rubles, and in 2019 it will be more than 15 thousand. At the same time, for some reason, they forget about those senior citizens who receive the minimum payment. Although it is they who first of all need state support and an increase in pensions to a more decent level.

Unfortunately, the situation for such pensioners will not improve much in 2020, despite officials’ promises to increase pensions in the country by a thousand rubles a month. What will be the minimum old-age pension in the Rostov region from January 1, 2020 for non-working pensioners, how much will it increase compared to 2020?

Let's learn about the life of Russian pensioners using a specific example from this region.

How is the minimum old age pension calculated?

Strictly speaking, Russian legislation does not contain such a concept as a minimum guaranteed pension. However, in practice, a minimum old-age pension still exists, and it is determined indirectly through other provisions of the law.

of these norms suggests that the old-age pension in Russia cannot be lower than the living wage of a pensioner.

This cost of living is determined by each region independently. What is characteristic is that there is no uniform method for determining it. Regions take real statistics on the cost of the consumer basket for pensioners as a guide. Then some regions and republics include future price increases in Rosstat data, while others do not.

Be that as it may, each region of Russia is obliged to establish its own minimum living wage for a pensioner on its territory before the start of the next year.

Then the second important provision of the law comes into force. It says that those pensioners for whom the Pension Fund has calculated the amount of their pension payment below the subsistence level are entitled to a special additional payment.

This additional payment is called social; it can be financed both by the all-Russian budget and by the budget of the region itself.

It all depends on the level at which the regional authorities set the cost of living for a pensioner. If it is lower or equal to the all-Russian one, funding comes only from the federal treasury.

If the regional indicator exceeds the national average, funding comes from the local budget.

In Russia as a whole, the cost of living for a pensioner for 2020 is 8,846 rubles.

Minimum old-age pension in Rostov-on-Don and the region from January 1, 2020

The regional authorities of Rostov have set the cost of living for a pensioner in the region for 2020 at 8,488 rubles . This figure was enshrined in regional law No. 31-ZS of November 1, 2018. This value will be the amount of the minimum old-age pension in the region in 2020.

In 2020, the minimum pension level in the Rostov region is the same 8,488 rubles. Thus, there will be no increase in pensions for recipients of the minimum benefit at all.

The specified amount - 8,488 rubles - will be the minimum pension only for non-working pensioners. The law is based on the fact that if a pensioner works or receives some other income in addition to a pension, then he is not entitled to a social supplement. Even if the pension is below the subsistence level, the person generally receives an income above this amount and without additional payment.

But what about the thousand ruble increase promised by the state?

When agitating Russians for raising the retirement age, officials very often said that the pensions of current pensioners, thanks to this measure, would increase significantly in 2020. In general, pensioners will receive 12 thousand rubles more per year, which means the increase per month will immediately amount to a thousand rubles.

Unfortunately, these words turned out to be crafty and not entirely reliable.

We were talking about the national average pension. It is believed that in 2020 it is equal to 14.1 thousand rubles (sometimes they call the amount 14.4 thousand - officials themselves get confused). In January 2020, pensions in Russia will be indexed by 7.05%. After increasing the average pension by this percentage, it will actually increase by a thousand rubles.

However, the problem is that for those who receive a pension below the average, this seven percent increase will not mean a thousand rubles at all, but a much more modest amount.

Unfortunately, recipients of minimum pensions will receive nothing or practically nothing from this increase. For most of them, after indexation by 7.05%, the pension amount will still be below the subsistence level. The only thing that will lead to a slight increase in payments is an increase in this level in the region where the recipient of the minimum old-age pension lives.

In the Rostov region, as we just found out, there will be no increase at all.

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Source: https://newsment.ru/context/minimalnaya-pensiya-po-starosti-v-rostovskoj-oblasti-na-2019-god/