Indexation of pensions for working pensioners after dismissal
The departure of a citizen from the workplace leads to a recalculation of payments by the Pension Fund. The increase occurs most often. All indexations that began in 2020 are taken into account. Receiving a job again does not imply recalculation in reverse order. Because of this, social benefits are not reduced. But subsequent increases will be stopped until the citizen has a job again.
This is one of the anti-crisis measures. It often leads to people of retirement age agreeing to informal part-time jobs. Repeated dismissals and rehiring are permissible if employers do not object.
But only insurance pensions are subject to the indexation ban. If state support remains the main one, the recalculation is carried out in any case, regardless of the work. The Personal Account on the official website of the Pension Fund of the Russian Federation helps to obtain information regarding benefits intended for a particular person.
What to do
If a pensioner quits his job, his pension will be increased - all indexations will be taken into account. At the same time, there is no prohibition in the legislation on new employment after pension indexation. Moreover, you can get a job again with the same employer (this is not prohibited). Thus, it turns out that the pensioner has the right:
- quit your job;
- receive an indexed pension;
- get a job again.
However, pay attention to an important detail: in order for the Pension Fund to index the pension according to reporting documents from employers, the person must be unemployed. It takes up to three months to obtain all this data. Therefore, during this period (3 months) there is no point in getting a job. After all, if you quit and, for example, get a job again a week later, then “in the eyes” of the Pension Fund of Russia the person will continue to be listed as employed. And then there will be no indexing.
Important: after re-employment, the person will continue to receive an increased pension. Pension Fund units have no right to reduce pensions.
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The procedure for indexing pensions after dismissal from 2018
90 days after termination of the employment contract - no earlier than this time a full recalculation will take place if the employer has no problems with timely sending data to the Pension Fund. Managers must submit reports monthly, in the first half of the current reporting period. Employees make the decision to pay an increased pension in the month following the period of last receipt of information.
The standard recalculation algorithm looks like this:
- An example is taken when a person quit in April.
- According to the text of the reporting for May, the citizen is still counted as working.
- Current data will be in documents issued for June.
- July is the month of pension indexation according to the decision of the Pension Fund.
- Payments are transferred for the first time in August.
Recalculation upon dismissal of a pensioner
Actions of a pensioner after dismissal from his official place of employment:
- a citizen must write a statement about termination of employment;
- the employer transmits the data to the regional branch of the pension fund;
- the pensioner writes an application at the nearest Pension Fund branch at his place of residence;
- over the next 3 months, the citizen’s pension will be recalculated taking into account all the bonuses for the period of work of the pensioner, during which there were none;
- after 3 months, the pensioner will receive an indexed benefit + the difference for the past quarter, when calculations were made from the moment of dismissal;
- further, all increases will be accrued, except for the August one, which is carried out only for employees (in accordance with Federal Law No. 173 “On Labor Pensions”).
Recalculation is done within 3 months after official dismissal from work.
For what types of pensions is indexation prohibited?
The new rules do not apply to the following types of payments:
- Insurance pension.
- Fixed part.
When continuing to work, indexation is not applied to pensioners. They are not affected by the increase in security that occurs annually. The indexation coefficient itself was no exception. All payments of fixed types are subject to increase. Any citizen has the right to compensation with a larger amount as soon as his work activity ceases.
Is it necessary to apply to the Pension Fund after dismissal?
The second quarter of 2020 was the time when the law was adopted, which made it possible to submit simplified reports for each employee. The tax service is responsible for informing the fund when it comes to terminating the work of self-employed citizens.
After dismissal, they also fall under pension indexation if the conditions are met. Citizens have the right to provide the necessary information independently. But it is not necessary to visit one of the Pension Fund branches in person; many types of reports support remote service.
Who is responsible for late recalculation of payments?
The changed amounts are applied to pensions in practice no earlier than three months after dismissal. But sometimes it happens that the specified period has passed, and the amount of payments has remained virtually unchanged. The problem has several causes and nuances.
Several types of errors lead to this state of affairs:
- The employer continues to send lists to the Pension Fund without updates, although the dismissal has occurred and is recorded.
- The Pension Fund itself did not carry out indexation within the specified three-month period.
The time for termination of employment agreements is at the beginning of the month. Then you just need to wait - with a high probability the citizen’s name will appear on the lists, but a little later.
Any employee has the right to check whether the employer is sending the correct information to the Pension Fund of the Russian Federation. Copies of the lists are sent to citizens upon presentation of the first request. The appearance of the slightest inaccuracies leads to fines being imposed on managers.
It is recommended to personally monitor the processes related to pension indexation. If, after three months, payments arrive without updates, you need to contact the Pension Fund employees to get clarification.
Comments (19)
Showing 19 of 19
- Lyudmila 01/26/2020 at 15:09
We working pensioners are outraged that our pensions are not indexed. We work and PF contributions are 22%. And those who do not work take care of themselves and their health.answer
- Svetlana 01/26/2020 at 17:31
Don't say that. I wrote an appeal to the Presidential Administration. And, naturally, they referred to the 2020 law. Of course it's not fair. We replenish the treasury, and we have nothing. It would be nice if they would return the entire amount that the person lost after leaving, but no - only from the moment of leaving.
In general, all production relies on pensioners. Young people do not want to work in low-paid jobs. A pensioner is always ready, but he is also discriminated against. Therefore, many people get hired without registering, so as not to lose on indexation. Where's the justice? In August I will receive an increase of 53 rubles, and a non-working person will receive 1000. Even if with a good salary they increase by 3 points, and this is 3 × 78. That's it.
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- Alexey 02/08/2020 at 16:00
My mother receives a pension of 7,094 rubles; she has to work because she can’t even survive on that kind of money. I try and help as much as I can. So very bad thoughts come. I want to curse the entire Government and everyone in power. How are you already annoying everyone with your increases, which affect everything: food, housing and communal services, gasoline, etc. You'll cut back and tighten your bellies there, otherwise you'll never get your salary. I am ashamed to live in a country where a deputy talks about an increase of 1000 rubles, and this is only for those who do not work. Our country is the richest, it’s just a pity that people are poor.
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Those who work all their lives make insurance contributions... The proverb is right: whoever is lucky, gets the heap on him. Very unfair treatment of working pensioners.
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Most pensioners are forced to work in order to somehow have enough to live. It’s either a debt trap, or the children have problems. Why do we work and are not paid our full pension? I have more than 50 years of experience, but I am forced to work because of debts. At one time I went out of business, and the children need help, they also have a mortgage, children and problems. Not only do they deduct 50% from the pension and salary. payments, and they do not pay an honestly earned pension. When will we have justice? And why is there not enough money in the budget for working pensioners?
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We work because pensions are low - 12 thousand rubles. It’s good if 2 pensioners live. What if you live alone? Salary 12 tr. and pension 12 tr. - and still poverty. I can’t cover the roof, it’s leaking, I need 100 thousand rubles. At such prices, the family income should be at least 70 thousand rubles. Utilities 6 thousand rubles. per month. I can’t replace the TV, it’s antediluvian, 20 years old. Horror! Who are you saving on?
We work and live in rural areas. Land plot of 50 acres, we will grow products - no sales. There are only losses from cows and piglets. There is no sales of products either. Where else can you earn money, tell me, if you are so smart? Why does my neighbor (non-working pensioner) live with her husband, it’s easier for her, she gets indexation, but I don’t (single)? But I have children and grandchildren who study at universities for a fee and have taken out mortgages for housing. And they need help - I won’t get help from them either. So we live in poverty, and they still don’t pay me extra (indexation), which is what I’m supposed to do. Very disappointing and unfair. At least they reconsidered, if the income exceeded 50 thousand, you can not pay indexation, but not 23 thousand rubles.
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Olga 01/31/2020 at 11:01
I completely agree and support the option of indexation for those working whose total income is not even 50 thousand rubles, but less than 30 thousand rubles.
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My pension is 13 thousand rubles, my salary is 12 thousand rubles? utilities about 7 tr. To buy anything other than food, you have to earn extra money, but in rural areas you can’t earn much, and we really need indexation. And I am in favor of adding at least those who have a total income of less than 30 thousand rubles.
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We work not because we want to, but because pensions are low - 12 thousand rubles. Try to live! And I'm also paying the mortgage. Where is the justice? I earned a pension and raised two children alone. And so I saved on everything, I thought that at least in retirement I could afford something, but no. The state decided that it would be good for me: both a pension and a job. It's a shame and unfair! Almost 40 years of experience.
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Everything is contrary to the Constitution. The constitutional courts will be overwhelmed with work. Have I earned a pension? and it decreases. It is being eaten up by inflation. It is legal?
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Tired of listening to lies. It is we, pensioners, who earned our pensions. The government forgot that we had monthly deductions from our salaries throughout the years. And there is no need to say that we are parasites on the current working population, especially since we also work, and we are also charged taxes. All this talk about indexation for working pensioners so that they can come to the referendum and vote “yes”. They will still deceive you.
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I have been receiving a service pension since 2014. I have been working as a physical education teacher since 1986. I still have 9 years until retirement. Yes, I am still full of strength and can work. Yes, my students take prizes in the district and region. Once I was subject to indexation, I was assigned a pension of 7,235 rubles, now I receive 9,036 rubles. And the pension is according to certificate 11036. I pay income tax of 13%, and they contribute to the pension fund for me. And we don't care about indexing. And it’s not a fact that the lost money will be returned if you retire.
Why don’t the deputies and ministers and the entire gubernatorial band of brothers and bureaucrats adjacent to them freeze their additional payments? What do they want? So that the people rise up? And how can I respect such a state and government?
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As I understand it, indexation is paid for my 40 years of experience. Or I'm wrong? And why do the Duma and the Government care about my official work? My organization pays taxes regularly, including to the pension fund. Independent economists have calculated that these payments are quite enough to pay indexation to working pensioners. And there is no need for us to “powder” our brains. We demand our due for 40 years of experience and the desire to continue working and not lie on the couch.
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Why such injustice? I worked in the north, pension was 16,000, I work now - 15,000. Yes, one might say, great money. Let's calculate the rent (yes, I receive compensation) plus loans. We lived in the north, earned an apartment in a residential complex. You probably don't know what it is. This is a youth housing complex. During the day they worked at their main job, and in the evening at a construction site for free in order to get an apartment. We retired and decided it was time to move. Our apartments at the Boguchanskaya hydroelectric power station cost pennies in Krasnoyarsk. We took out a loan, now we’re working and working off it. I would also like to sit at home and spit at the ceiling.
I work, there are deductions, but where do they go? Not working. I'm not against non-working people, it's their right. But don't offend me. As one of the Government said, working pensioners live richly and what indexation. Laughter, in August they will add 261 rubles, so what? I’ll buy an extra liter of milk a month. Bravo. The Pension Fund buys expensive cars, buildings, luxury renovations for work, they steal (they just shake a finger and that’s it), etc. And I have no money. Maybe the Government will think about it or try to live like us for at least a month.
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The state itself creates deception. Many pensioners work unofficially, receiving a gray salary and a full pension with indexation. It’s a shame for pensioners who worked honestly and conscientiously all their lives, replenishing the state treasury, which is what officially working pensioners are doing now. And our Government thanks them for this in a very “original” way. Many pensioners have never worked, took care of their health, received a minimum old-age pension, and now their pension has already become higher than the pensions of workers with 40 years of experience.
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Don't make empty promises, gentlemen in power. We will not vote for you!
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I am sure that every working pensioner hopes for a fair decision by the Government to return the compensation debt for all years. Most people work after retirement due to lack of funds for living, so it is unfair to deprive them of compensation.
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I am 70 years old. More than 50 years of production experience. What is happening with the pensions of working pensioners is a negative example for modern youth. The children say: “Why did you father work all your life, lose your health, become disabled, and yet you receive a pension of 20 thousand rubles?” It’s better not to work, get a decent salary now and stay healthy. And then work out the minimum length of service for a pension and receive a free pension supplement. The one who didn’t work is sitting on a bench near the entrance, healthy and laughing at you. Their pension is greater than yours, because... you work and what you get, you spend on medicine. The conclusion is that the state will always deceive. You won’t live to see compensation; you’ll die at work.”
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It is a shame to live in a country where people, having reached retirement age, are forced to work until they die, since it is not only impossible to live on this pension, but also to die. And again, another deception with indexation for working pensioners, as much as possible... Not only do they try to “heat it up” in every possible way when applying for a pension, but after that they come up with any tricks just to humiliate.
My husband worked in a military unit as a civilian employee. So when the time came to retire, the archives reported that the data of this military unit on the calculation of salaries was flooded by the sewer system for as long as 33 years. In this regard, he was awarded the minimum pension and there was no one to blame... Swallowed...
And the pension age reform is a complete comedy. It was said - “smooth increase”. Yeah, it’s smooth - I had two years left before the reform, and three more were added. In a word, they do what they want.
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Receiving compensation for missed indexations
There is only one solution - stopping any work activity. Pensioners can quit without working off if they are employed. And if before going on vacation they had never used this right. The main thing is that the application says about retirement in connection with reaching the appropriate age.
Dismissal with work for three days is the right of pensioners who re-employed after dismissal. The application is drawn up in such a way that leaving work is the reason for the citizen’s own desires. A total processing time of 2 weeks applies to situations where detailed information is not available on applications.
Is it possible to quit for indexation and get a job again?
Many working pensioners would like to take advantage of the right to receive an increased pension. However, you don’t really want to lose your main income either. In this regard, a very popular question is whether it is possible to find a job immediately after the Pension Fund has recalculated the pension.
Yes, pensioners have such an opportunity. If, after indexation of security, a person enters into an employment contract again, the amount of the benefit remains increased. However, next year (at the time of the next indexation), provided the person maintains his place of work, the benefit will remain unchanged (will not increase).
How many months after dismissal can a pensioner get a job again?
After leaving his previous place of work, in order to qualify for increased benefits, the pensioner must remain unemployed for at least a month. This is necessary so that the Pension Fund does not receive information from the employer about him. After all, only in this case the procedure for recalculating the pension benefit is initiated.
If a pensioner becomes an employee of any organization in the next month after his dismissal (even if he quit on March 1 and got a job on April 30, that is, almost a month has passed), then the new employer will already list him in the Pension Fund. Accordingly, there will be no break in service and the Fund will not index the pension.
After dismissal: what can you do?
The recalculation may be canceled if the job registration takes place before the indexation itself is completed. Then the citizen is again given the status of a worker. It doesn’t matter whether we are talking about an old or new place of work. The Pension Fund of the Russian Federation receives the necessary information in any case.
It's best to rest for the first 90 days. And in the fourth month you can get settled again. It is enough to make sure that the recount is completed.
Dismissal gives pensioners the right to annual August indexation. The maximum amount for accruals is three pension points. Their prices are adjusted annually.
If the pensioner gets a job again
The size of pension income does not always meet expectations. The assigned amounts rarely cover all the necessary expenses of pensioners. As a result, the majority of elderly citizens continue to work after receiving a well-deserved retirement.
Disputes about reducing payments when a pensioner is re-employed do not subside. Let's get to the bottom of this issue.
Let’s say Bukashka Anna Ivanovna applied for a pension in 2020.
But she continued to work, since her pension was not enough to live on. Upon dismissal in 2020, her insurance savings were indexed, and payments were already received in an increased amount. But in 2020, Bukashka got a job again. Consequently, further indexation of Bukashka’s pension will be suspended. You have no right to reduce your payment - it is illegal. comments powered by HyperComments
Do I need to resign to index my pension?
There are several tips to make finding the right solutions easier:
- You should make your own decisions about the possibility of dismissal and the correctness of this approach.
- The main thing is to make at least approximate mathematical calculations.
- It must be remembered that there are benefits for working pensioners.
The increase will be more noticeable if the pension itself is significant and indexation has been missed many times. Experts recommend writing applications if you are confident in your ability to live on one allowance without increases. If your health and strength allow it, then you can think about staying.
List of documents for the Pension Fund of the Russian Federation
In most cases, a passport and SNILS are enough to carry out recalculations in accordance with all the rules. You must submit an application to initiate the process. The document is handed over to one of the employees - during personal visits, or through representatives. It is acceptable to contact MFC employees to send documents. The same can be done using mail or the official website of the Pension Fund.
The following information is included in the text of the statements:
- List of papers that were used as evidence.
- Reasons why the procedure had to be started.
- Passport details.
The authorities give the inspector 5 days to study all the information provided. Then a decision is made, positive or negative.
On changes to the law by 2019
Starting from January 1, 2020, accruals to pensioners are planned to be made immediately, from the 1st day of the month following the time of dismissal.
As before, the procedure for approving an application in such a situation will take at least three months. But for this entire period, money will be compensated without fail.
Refusal to pay pensions to working pensioners is a proposal discussed by the State Duma on an ongoing basis. At least this will affect those who annually receive income only from work in the amount of 1 million rubles or more.
How can I find out about the amount of future payments after dismissal?
One of the acceptable options is to issue a certificate or extract in your Personal Account, on the official website of the Pension Fund. To do this, you will need to register on the State Services website and log in there.
Obtaining certificates involves completing the following steps:
- Visit your Personal Account on the Pension Fund website.
- Go to the Pensions section. Next, select the item “Order a certificate of pension amount.”
- A window will open where all you have to do is click on the “Request” button.
- In the “request history” section, citizens are shown the result of the request.
The result is information regarding the standard amount of pension payments and compensation for the period while the job is maintained. From the same certificates they will learn what compensation will be after dismissal. Contacting the Pension Fund client service also opens access to the document and the information contained in it.
Recalculation terms
Based on Federal Law No. 134-FZ (came into force in January 2018), indexation of pension payments for working pensioners is carried out from the 1st day of the month following the month the pensioner completed work in the organization.
As before, a person will be able to see the recalculated pension only after 3 months.
Although there is one pleasant innovation for every pensioner, now during the period while the monthly payments of pension amounts are being indexed, the person will receive appropriate compensation from the state.
For your information! When a person receives the first indexed pension, money will come with it, making up the difference between the new and old pension payment (for a period of three months).
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