How to recalculate a pension for children and what kind of increase you can get

Who can recalculate a pension under the new law? Which people and under what conditions have the right to recalculate their pension?

How to recalculate your pension You need to submit an application to the Pension Fund and wait for its decision

How the pension for children is recalculated The recalculation is made for the period of caring for children from birth to 1.5 years.

What documents are needed To complete the recalculation, you need to prepare a package of documents

Registration of recalculation at the Pension Fund branch or at the MFC The easiest way to arrange recalculation of pensions at the Pension Fund branch or at the MFC

Registration of recalculation on the State Services website and by mail You can process recalculation remotely if you cannot visit a branch of the Pension Fund

How is the new pension calculated? The amount of the increase depends on the number of children and the time spent caring for them.

Is it worth recalculating your pension? Not in all situations it will be profitable to issue a recalculation

Questions and answers Answers to the most popular questions about pension recalculation

In 2013, Federal Law No. 400-FZ “On Insurance Pensions” was adopted. At the beginning of 2020, this law came into force. It changes the procedure for calculating the insurance part of the pension and adds new conditions to the existing ones. Now the size of the pension is now influenced by additional parameters.

One of them is now the number of children a retired woman has. More precisely, the periods of care for these children are taken into account. This is part of maternity leave from the birth of a child until he reaches a certain age. All this time his mother has not been working, and therefore this period was not taken into account in the length of service and, consequently, in the calculation of pension.

It was possible to calculate pensions according to the new rules and receive an additional increase at the expense of children after the adoption of the law, but the Pension Fund itself began to report this possibility only in the summer of 2020. Because of this, people have many questions about how to recalculate payments and what the increase will be. In this article, #AllLoansOnline will talk in detail about how pension recalculation works under the new law and how children are taken into account.

Who has the right to apply for pension recalculation?

Recalculation is the procedure for clarifying the amount of a previously assigned pension benefit in favor of a specific citizen, that is, the applicant. Not all Russians can apply for recalculation. Here are the conditions when you can recalculate pension payments:

1. Only a pensioner can do this. That is, a citizen who has previously been assigned an amount of pension payments. Therefore, if you are not a pensioner, then you have no right to demand recalculation. First you will have to apply for the state pension itself, and only then demand a recalculation.
2. The recipient does not agree with the assigned payment amount. Simple dissatisfaction with the size of government provision is clearly not enough. Documentary evidence will be required: the applicant will have to confirm to the Pension Fund the illegality of the calculation.
3. Evidence and documents have been presented. For example, if the calculation of the pension does not take into account working periods, then the applicant must provide evidence. These may be employment contracts, work books, certificates and extracts and other documentation.
4. Exceptional grounds for recalculation. All grounds for recalculation should be divided into general and exceptional. Under general conditions, the Pension Fund recalculates pensions without an application. For example, when indexing pension points. But exceptional grounds are a set of individual circumstances from the lives of citizens that directly affect the amount of pension payments.

The instructions on how to apply for pension recalculation are simple:

1. Assemble the bases.
2. Fill out an application.
3. Collect additional documents.
4. Contact the Pension Fund.

What is the amount of the increase for the birth of a child?

There is no specific figure for all women who have given birth. Each coefficient is calculated individually. The law does not provide for a fixed rate that will be relevant under any conditions. There are also restrictions on the possible recalculation of pensions for children born before 1990. Clause 3, Part 1, Art. 12 of the Law “On Insurance Pensions” allows allowances for a maximum of 4 children. In this case, the total duration of the maternity leave should be no more than 6 years, i.e. 1.5 years for each child. In 2020, parental leave should not exceed 3 years, of which more than half of the period cannot be recalculated.

For each maternity leave, women receive pension points. Based on them, the PFRF calculates the final payments to disabled citizens based on age and disability. The coefficients are applicable regardless of the year of birth of children: it falls on the period before the collapse of the Soviet Union or after. According to paragraph 12 of Article 15 of Federal Law No. 400, a mother can receive:

• 1.8 points in the Pension Fund of the Russian Federation for the first parental leave;
• 3.6 points – for the second maternity leave;
• 5.4 points – for the time spent caring for the 3rd and 4th child.

Attention!
The indices depend specifically on the number of children. For example, it doesn’t matter whether it was one pregnancy with triplets or three different ones. As a result, 10.8 points will still be awarded.

Grounds for recalculating pensions

General grounds - the recount is carried out without a request.

Exceptional - a recount will be carried out only at the request of a citizen

To recalculate, it is not necessary to fulfill all the conditions at once. A pensioner has the right to submit an application even without compelling reasons. The Pension Fund will accept the application, check it and report the result.

Is the number of children important for recalculating pensions and compensation for pensioners?

The basis is the period during which the pensioner was on maternity leave.
The usual short duration of this leave, as well as the number of children, are also taken into account. It is unlikely that a mother of one child should expect a significant increase. For recalculation, it makes sense to apply to the Pension Fund only if there are two or more children who were cared for in the first years of their life. The maximum points are paid to those who cared for children under one and a half years old. In this case, those periods when the current pensioner had no other income, as well as when she was not employed, will also be taken into account. Having all the necessary data on hand, including the payment file, the Pension Fund employee will be able to make an accurate calculation.

Principles for recalculating pension payments

The actions of representatives of the Pension Fund of the Russian Federation during the recount are carried out in strict accordance with the established regulations (Resolution of the Board of the Pension Fund of the Russian Federation No. 16p dated January 23, 2019). The algorithm of actions has a number of features. Let us note the key principles of recalculation:

1. The basis for recalculating a pension is a written request from a citizen. The appeal is drawn up in person or through an authorized representative.
2. You can submit the form in person by making an appointment at the Pension Fund. Or through the MFC, if there is no territorial branch of the Pension Fund in your locality. It is also possible to send an appeal by mail or via the Internet. For example, using the State Services website or your personal account on the website of the Pension Fund of the Russian Federation.
3. When submitting your application, you will receive a notification that your documents have been accepted. The notification is issued in person or sent by letter or email. This form confirms the fact of the application.
4. Recalculation is made only from the 1st day of the month following the month in which the citizen’s official application was received. Recalculation rules differ for working and non-working pensioners.

Documents confirming the grounds for recalculation must be attached to the application. If such documents are not provided with the application, Pension Fund employees will request them separately. In this case, the recalculation process may take an unlimited amount of time.

Benefits for retired women who have raised 2 children: to whom they add

Despite the possibility of an increase, as it turns out in practice, not all pensioners get a positive result from the recalculation. This is due to a number of factors that are taken into account in the calculations.

For example, most likely, as a result of manipulation, the pension will increase in the following cases.

1. If appointed before 2020, that is, calculated according to the rules in force until 2020.
2. If you have two or more children.
3. With little work experience. However, the maximum period taken into account for recalculation is six years. Thus, the largest amount of additional payment will be received if you have 4 children and care for them for six months, which in total will give 6 years.
4. Low salary. Otherwise, you should not contact the Pension Fund, as it will not be profitable.
5. If, when applying for a pension payment, documents on child care were not provided. It does not matter whether the children were born in the Russian Federation or in the Soviet Union, and how old they are at the moment.

Features of recalculation of old-age labor pension

The Pension Fund reviews pension accruals from the 1st day of each month. Therefore, you need to apply there after a reduction in pension payments has occurred. For working pensioners, there are some legal grounds for recalculation, and for non-working pensioners, there are others. This must be taken into account when sending an application for pension recalculation to non-working pensioners.

It should be remembered that any requirement to increase pension payments must be accompanied by a package of documents providing a legal basis for recalculating the old-age pension. Otherwise, he will not be accepted. By law, all paperwork for increasing pension payments must be provided by the pensioner himself.

Package of documents attached to the application for recalculation:

Such documents include:

• employment history;
• extracts from the archives of former employers on the amount of wages;
• information about awards during the work period.

If employees of the local Pension Fund refuse to accept papers and confirmations, then you should write a statement of claim for recalculation of the pension. A sample statement of claim is always provided at the court secretariat.

Arguments against recalculation

The revision of pension payments is more beneficial for women who gave birth before 1990. After the collapse of the Soviet Union, the laws governing monetary compensation for disabled citizens changed. According to the new rules, the period that a mother uses to care for children is already included in the period of work. Because of this, when the payments are reviewed, the pension will not change; the applicant will only waste time. This primarily applies to those who did not stop working after their children were born. Working for a period of 1.5 years is a more significant contribution to PFRF points than for the same time on maternity leave. Women who have less than 2 children will also not be able to increase their pension if they apply for recalculation.

It is also unprofitable to contact the Pension Fund to request non-insurance payments for the birth of children if the pension amount is calculated on the basis of a high salary. In this case, the coefficient will significantly reduce existing premiums. The same applies to women who receive a preferential pension. Recalculation may cancel existing privileges, for example, you may lose the right to receive an early pension.

Attention! The revision of points will be disadvantageous for people who receive a special pension due to the loss of a breadwinner.

How is recalculation done?

To carry out the recalculation, the pensioner will need:

• collect documentation that confirms the need for recalculation;
• make an application;
• submit an application and attached documents to the Pension Fund branch or MFC.

After submitting the documentation, you should expect a decision. If the applicant has submitted an incomplete list of documents, recalculation will be denied. There is no recalculation, as a result of which the amount of the assigned pension will be reduced.

The following documentation is required:

• identification document of the applicant;
• employment history;
• certificate of pension amount at the time of application;
• death certificate of the breadwinner;
• documents confirming a change in disability group;
• children's birth certificates.

Where can I apply for a refund for children?

To receive a favorable pension supplement, pensioners who became disabled due to old age before 2020 should apply. Also, people who receive state disability payments will receive a good bonus. Review of payments is not carried out by default: for it you will need to contact the Pension Fund of the Russian Federation with an application. You can do this in 4 ways.

At your place of residence, to the Pension Fund branch

To do this, you will need to fill out an application in person when meeting with a representative of the PFRF. You can find the address of the nearest branch on the website of government services or the Pension Fund. You must register before your appointment. This can be done online and users will not need to create an account. At the meeting, representatives of the Pension Fund will fully advise on the issue of reviewing payments and explain whether it is beneficial to do this in a particular situation.

Through a single window of the multifunctional center (MFC)

To contact the MFC, no prior registration is required. Just come to the nearest branch, the address of which can be found on the official website. The line moves forward using coupons, which are issued at the same place. They send the submitted application to the Pension Fund of the Russian Federation independently. You can also get an answer at the MFC branch. All recount documents will be delivered there.

By post

To do this, you need to fill out an application form approved by Order No. 14N for a review of pension allowances and send it yourself. The current version can be downloaded from the official website of the Pension Fund of Russia. There you can also find a sample for filling it out. It is recommended to use it to ensure that the application is not returned due to incorrect data.

Attention! You only need to send an application. All documents will need to be provided in person by contacting the PFRF branch.

Through the government services website

All government agencies are united on the resource. The application can be submitted online. To do this, go to the official website and create an account through government services. After registration, you must confirm your profile by attaching the main documents: TIN and passport. After verification by moderators, the user will be able to submit an application by going to the Pension Fund section.

Step-by-step guide to drawing up an application to the Pension Fund

• The applicant's full name must be written at the beginning of the document;
• After the header indicate the number of the pension certificate and the time of assignment of old-age maintenance;
• Then you should indicate the amount of current payments, which the applicant is not ready to agree with. Explain with reason the reason for the insufficient accrual of money: the lack of labor documents for a certain period, which also needs to be clarified. It is also necessary to explain why it was not possible to obtain extracts for the period of work that was omitted from the record;
• Indicate the chronological period for receiving missing extracts from the archives confirming the amount of salary for which the pension is calculated;
• Write the salary amount for a period not previously confirmed by archival statements;
• Indicate what position the applicant held during this period, what organization he worked for and what his earnings were;
• At the end of the application, state a request to recalculate the total amount of wages from the previously unaccounted for period of work.

What will be the additional payment after recalculation for women who have given birth to two children?

Typically, a woman with two children receives an increase of 200-400 rubles, but not more than 1,000 rubles. To understand what kind of recalculation a pensioner can receive, it is convenient to consider an illustrative example.

Lidia Fedorovna has two children, born in 1978 and 1981. With one and the other child, she was on leave for one year each.

Her total experience is 19 years, of which 15 she worked until 2002, and another 4 between 2002 and 2006.

Since the experience is less than 20 years, the coefficient for this indicator will be 0.54.

The valorization coefficient is 25 percent.

And the coefficient for calculating money earned will be equal to 1. The average salary was 1,671 rubles. This amount coincides with the earnings available at that time throughout Russia.

Contributions until 2002 amounted to 180 thousand rubles.

In this case, the general calculation is carried out as follows.

1. The estimated amount of the pension payment is 452.34 rubles. (0.54*1*1671 - 450).
2. Valorization will be 113.09 rubles. (452.34*0.25).
3. The increase from insurance is 789.47 rubles. (180,000/228).
4. The pension amount will be 1354.9 rubles.
5. If you calculate the points as of 2020, you get 21.14 points (1354.9/64.10).

And now you can calculate the time spent caring for one and another child in points. It is 2 years. Therefore, the length of service until 2002 will now be 13, not 15 years. Then the calculations will be as follows.

1. The estimated amount of the pension payment is 435.63 rubles. (0.53*1*1671 - 450).
2. Valorization will be 113.09 rubles. (435.63*0.23).
3. The increase from insurance remains unchanged and is equal to 789.47 rubles. (180,000/228).
4. The payment amount will be 1335.29 rubles.
5. If you take into account the scores for 2 children, you get 26.08 points (1325.29/64.10+5.4).

Calculations will show that as a result, Lydia Feodorovna’s pension will increase by 388 rubles. Therefore, recalculation will be beneficial.

Submitting a document to the Pension Fund

It is necessary to prepare documents in advance (passport, pension certificate, SNILS), and then visit the nearest branch of the Pension Fund of the Russian Federation with them. The application should be submitted to the Pension Fund organization in which the amount of this payment was assigned.

If a pensioner, due to poor health or other reasons, cannot visit the Pension Fund in person, he can send an application and documents by mail. Copies of these documents must be notarized. Otherwise, they will not have legal force.

You can also use the official website of the Pension Fund. To do this, the pensioner needs to visit the resource and find the “Appeals from Citizens” menu item. Next, you need to follow the system prompts and select the regional branch of the fund where the application is sent, formulate the subject of the request and carry out other necessary actions.

You must attach scanned (photographed) documents to your application, the list of which is listed just above. Then you need to choose the option of receiving a response: in the form of an official letter to the pensioner’s residential address or by sending a message to his email.

How to apply for a pension increase?

The calculation of pensions according to the new rules is carried out directly by the Pension Fund. He individually considers the situation of each person who submits an application, and based on all the information collected, he sets a new amount.

There are several ways to apply for recount:

• Directly at the Pension Fund branch where you are registered
• In a multifunctional center (MFC), regardless of place of registration, residence, and retirement
• Online on the Gosuslugi website
• By registered mail - if other methods are not available to you

List all documents in the table in paragraph 6 of the application.

If you send your application by mail, you must attach copies of these documents to your application. Don't forget to have these copies certified by a notary.

Application procedure through State Services

It is possible to submit an application electronically through the State Services portal, which helps applicants save time.

However, if a Pension Fund employee requests original documents on the basis of which a decision on recalculation will be made, you will need to visit a Pension Fund branch.

In this case, the procedure will be reduced in time, since the information will already be verified in advance; the Pension Fund employee will only verify it. Citizens also have the right to submit an electronic application in their personal account on the Pension Fund website.

First, the citizen will need to go through the standard registration procedure. You should select the item “Submission of an application for pension recalculation” and fill out the electronic form. All mandatory information must be entered (personal data of the citizen, name of the Pension Fund branch to which he belongs, etc.), because otherwise, the document will not be sent to the recipient.

From the proposed options, you need to select the reasons that will be the basis for the recalculation.

A citizen must upload the necessary documents to the State Services website that confirm the fact that he has the legal right to conduct a recalculation.

Impact on monthly payments of pension recalculation for two children

Women of retirement age receive an increase in the form of points. For the first child with maternity leave of 1 year, their number is 1.8 , and if this period is one and a half years, then - 2.7 . For caring for a second child for one year, 3.6 points , and for one and a half years - 5.4 .

Pension recalculation is provided for women who took legal leave before January 1, 2020 . For those representatives of the fair sex who did this later than the deadline described, the increase has already been carried out. The recalculation was created for women who have children (this category includes children of any year of birth, including those born before 1990), while they were on maternity leave for a child until they reached the age of one and a half years or one year of the year.

Submitting an application through the MFC

Not all citizens use the Internet freely, so submitting an electronic application is very difficult for them. At the same time, standing in line at the Pension Fund branch is also very inconvenient.

In this case, the best way to submit an application and attached documents is to contact the Multifunctional Center for the Provision of State and Municipal Services. There are a large number of branches; you can choose the one closest to your home or place of work.

MFC employees will assist the pensioner in drawing up an application and answer any questions that may arise.

Recalculating a pension for a woman with two children: is it worth it?

Since the beginning of last year, the issue of additional payments to pensioners for children has become widely discussed in the media.
There were rumors that the increase could amount to several thousand rubles. The Pension Fund officially published a response to this information only six months later. At the same time, rumors about a large increase were somewhat dispelled, since it was said: the increase cannot be more than 1 thousand rubles, and in most cases this amount is even less. However, many have become interested in this issue, as well as how to get a raise.

The decision of the Pension Fund of Russia and the timing of recalculation

Check whether the application is completed correctly. Attach all necessary documentation and submit it to the Pension Fund for review. The period for consideration of the application is 5 working days from the date of receipt of documents. If you contact the MFC, the review period increases by 4-5 working days. This is due to the regulations for document flow between departments.

If the decision is positive, the pension will be recalculated:

Increasingly Decreasingly

Pension Fund employees have the right to request additional certificates and papers confirming the grounds for recalculating pension payments.

The procedure for submitting an application for recalculation on the State Services portal

The request is processed within 5 working days. After the user submits the application, the site representative checks whether the data is filled out correctly and registers the application in the system. The following can submit a request to review pension points:

• citizens of the Russian Federation living in the country (does not apply to people who went abroad for permanent residence);
• foreigners who permanently reside in the Russian Federation;
• refugees and people without permanent citizenship, if they are permanently in Russia.

According to the law, a representative of public services does not have the right to refuse to review the number of pension points. Any request must be serviced, and then employees are required to provide a response based on the outcome of the request. For this service, the application is considered sufficient grounds. Based on the results of the review, the PFRF will provide an official response: refusal or approval and a final revision of pension points.

What documents may be required for recalculation?

In order for the government agency dealing with pension payments to consider the application, you must submit:

• original application for revision of pension supplements (the citizen receives a copy). The document is needed in electronic or paper format;
• original paper document confirming authority, certified by the employer (if the application is submitted on behalf of the company);
• passport of a citizen of the Russian Federation (original in paper form).

Attention! If the citizen does not submit all the necessary documents, the application will be rejected.

Possible responses of the Pension Fund of the Russian Federation to the application

If the person who applied to the Pension Fund with a request to redistribute pension points has done everything correctly, the government agency approves the application. The date from which payments under the new procedure will begin is indicated in the response. However, if the application form is filled out incorrectly, the applicant to the PFRF will be refused. The review will indicate:

• the date of the decision and its number indicated in the reporting of the Pension Fund;
• the full name of the body to which the citizen applied;
• information about the application;
• Full name of the person who submitted the request to the Fund;
• payment case number;
• account of the case in the Pension Fund of the Russian Federation;
• the type of pension for which the refusal was made;
• rejection reason;
• necessary steps to resubmit your application;
• information about the official who reviewed the application.

How are things going with recalculation for children in other departments (FSIN, Ministry of Internal Affairs, and others)

The conditions of pension payments described above are relevant for civilians who are not employees of specialized departments. If a person belongs to the Federal Penitentiary Service, the Ministry of Internal Affairs or other bodies, it is better to consult about the advisability of reviewing points in the Pension Fund. For example, the terms of the military child allowance may vary, so the application may not be beneficial.

Any mother has the right to pension supplements. They are already taken into account in modern legislation. It is beneficial to order a review of points if the woman retired before 2020 and all payments were calculated at Soviet rates. It does not matter when exactly the child was born: before 1990 or after. All citizens of the Russian Federation have the same rights to non-insurance payments.

Recalculation of pensions through the court

To achieve an increase in pension in court, you need to file a statement of claim in court for recalculation of the pension. You need to carefully write such a document about recalculating the amount of your pension. Completed sample, application form

to recalculate your pension will help you avoid making mistakes. All columns of the form must be filled out as indicated in the sample, otherwise it will not be accepted for registration in the court office.

Any claim for recalculation of the pension amount must be supported by documents confirming the right of a person who has retired to receive a larger monthly old-age payment. Such documents will be an argument for the court, which will allow it to make a decision in favor of the plaintiff.

The plaintiff must provide as evidence:

• work book, which by law is the main document confirming the employment of every Russian citizen;
• archival extracts supplementing inaccuracies or gaps found in the work book;
• documentary evidence of awards and cash bonuses received by the pensioner during his work activity.

To increase the amount of payments, every pensioner who has every reason to do so must write an application for recalculation of the pension amount. A sample of such a document will help you do this properly. In addition to appeals to the Pension Fund or the court, documents are also required to confirm the plaintiff’s claims to increase his old-age pension.

You need to submit documents for recalculation of your old-age pension in the middle or end of the current month so that the pension fund can make the recalculation from the 1st day of the next month.

Recalculation of pensions for children born before 1990 (points table)

• If a woman retired in 2020, the Pension Fund made calculations according to new laws in a way beneficial to women.
• Pensioners who retired early.
• Persons receiving a survivor's pension should not count on an increase in points either.
• Pensioners receiving a fixed state pension.

In this article we will look in detail at who is entitled to recalculate pensions for children born before 1990. How to calculate the amount of increase in pension for one, two or more children. The excitement around the Pension Fund does not fade, but on the contrary is gaining momentum. Women wait in crazy long queues to get at least a little increase in their pensions.

Recalculation of insurance pension without application

The amount of the insurance pension is recalculated without an application for working pensioners and for non-working pensioners through an increase in the individual pension coefficient (points).

For working pensioners, recalculation is made taking into account the insurance contributions that the employer accrued and paid for him to the Pension Fund of the Russian Federation, and which are not taken into account:

• when assigning an old-age insurance pension;
• when assigning an insurance pension in case of loss of a breadwinner;
• when assigning a disability insurance pension;
• when transferring from one type of insurance pension to an old-age insurance pension or a disability insurance pension;
• during the previous recalculation.

In these cases, the amount of the insurance pension is recalculated by the Pension Fund of the Russian Federation without an application from August 1 of each year.

The recalculation of the amount of the insurance pension in the event of the loss of a breadwinner is subject to adjustment once: in August of the year following the year in which this pension was assigned.

The legislation establishes maximum values ​​of the IPC (not higher than 3 points), which are taken into account when recalculating the insurance pension without an application.

In addition, if, after the appointment of an insurance pension, the policyholder submits accounting information regarding periods of work that occurred before its appointment, which entail an increase in the IPC, the amount of the insurance pension is recalculated from the date of appointment of the specified pension without requiring an application.

A non-declaration recalculation of the amount of a fixed payment to an insurance pension is carried out in the following cases:

• the pensioner reaches the age of 80. Applies to old age insurance pension only. Reaching the age of 80 allows you to set the size of the fixed payment to the old-age insurance pension at an increased rate;
• changes in disability group. Applies to both old age insurance pension and disability insurance pension. At the same time, an increased fixed payment to the old-age insurance pension is provided for disabled people of group I.

Recalculation of pensions for mothers: how to apply, where to apply

Currently, our country has a “points” system for calculating pensions. This means that for each year of work a citizen is awarded a certain number of points, depending on his salary. All these points are reflected in his individual personal account with the Pension Fund (PFR). We have already talked about how to receive notification of his condition in a separate article. Essentially, the number of points depends on the amount of insurance premiums paid by the employer. But all this applies to those citizens who are just planning to retire or are applying for one. For current pensioners, the pension was calculated according to different rules, but, as it turned out, they can count on its recalculation.

Currently, our country has a “points” system for calculating pensions. This means that for each year of work a citizen is awarded a certain number of points, depending on his salary. All these points are reflected in his individual personal account with the Pension Fund (PFR). We have already talked about how to receive notification of his condition in a separate article. Essentially, the number of points depends on the amount of insurance premiums paid by the employer. But all this applies to those citizens who are just planning to retire or are applying for one. For current pensioners, the pension was calculated according to different rules, but, as it turned out, they can count on its recalculation.

Recalculation of pension savings

Citizens who continue to work after the appointment of a payment in the form of a funded pension or an urgent pension payment, or for whom, after the appointment of such payments, additional contributions for the formation of pension savings continue to be received within the framework of the State Co-financing of Pensions Program, recalculation is made on August 1 of each year without a declaration.

Recalculation is based on:

• results of investing a citizen’s pension savings;
• amounts of income that were not taken into account when assigning an immediate pension payment or payment of a funded pension or a previous adjustment.

When is payment made to women pensioners who have given birth to two children?

The payment to women who have retired consists of recalculating the existing pension amount, changing the length of service to the individual pension coefficient (in short, IPC), which were earned during the period of caring for children.

You must understand that this additional payment does not apply to individual payments. Therefore, if there is an increase, the pension payment will be transferred in the same way.

The legislative basis for recalculating a pension for a woman with children using the IPC is:

• Federal Law No. 400 of December 28, 2013 “On insurance pensions”;
• Federal Law No. 173 of December 17, 2001 “On labor pensions in the Russian Federation.”

Recalculation of insurance pension upon application

A declarative recalculation of the amount of a fixed payment to an insurance pension towards an increase is carried out in the following cases:

• changes in the number of disabled family members dependent on the pensioner. When disabled dependents appear, an increased fixed payment is established for the old-age and disability insurance pension (no more than three disabled dependents are taken into account);
• living in the Far North and equivalent areas. The fixed payment to the insurance pension for old age, disability or loss of a breadwinner is increased by the corresponding regional coefficient for the entire period of residence in the specified areas (localities);
• acquiring the necessary calendar work experience in the regions of the Far North and (or) equivalent areas or insurance experience. An increased fixed payment is established for the old-age or disability insurance pension;
• changes in the category of survivors' insurance pension recipients. For example, a child who receives a survivor's pension for one parent and subsequently loses the other parent is entitled to an increased fixed payment

The recalculation of the fixed payment amount will be made from the 1st day of the month following the month in which the application with all the documents necessary for such recalculation was accepted.

Who can recalculate a pension under the new law?

To be eligible for a recount, a woman must meet certain requirements. The first of these is the retirement date. Only those who received their status before January 1, 2020, the date when the new law came into force, can recalculate their pension. For those who retired later than this date, payments have already been calculated according to the new rules.

The second requirement is the presence of one or more children. Their gender, age and own status (studying, working or unemployed) are not important in this case. In total, the Pension Fund of Russia can take into account a maximum of four children in the new calculation.

Many report that the Pension Fund only takes into account children born before 1991. In fact, the age of the children does not matter when recalculating. However, if your children were born after perestroika, then the payment amount may be slightly lower due to the fact that Soviet and Russian work experience is taken into account differently.

The third thing to consider is the length of the childcare period. The Pension Fund has set the maximum duration of this period - one and a half years. If you were studying or not working during this time, you will have a better chance of getting an increase.

Recalculation of insurance pension taking into account non-insurance periods

The periods of work during which insurance contributions to the Pension Fund are paid for a citizen are called insurance periods. Along with them, there are so-called non-insurance periods - when a citizen, as a rule, does not work and employers do not make contributions for him, but his pension rights to an insurance pension are formed.

Such periods, for example, include: care of one parent for a child until he reaches the age of one and a half years, care provided by an able-bodied person for a disabled person of group I, a disabled child or a person who has reached the age of 80, military service upon conscription. Like insurance periods, non-insurance periods are counted into the insurance period, and for them the state calculates pension coefficients.

From January 1, 2020, a pensioner who has “non-insurance” periods can at any time apply to the Pension Fund for recalculation of the amount of the insurance pension, attaching to it all the necessary documents confirming the right to include the corresponding “non-insurance” period in the insurance period.

Documents confirming the corresponding “non-insurance” periods are determined by law. For example, for the period of care of one of the parents for each child until he reaches the age of 1.5 years, documents are required certifying the birth of the child and his reaching the age of one and a half years. In addition, the citizen (one of the parents) applying for an insurance pension provides information about the second parent necessary to resolve the issue of including the period of child care in the insurance period.

The period of caring for a child is counted towards the parent's insurance period if the corresponding period of caring for this child is not included into the insurance period for the other parent when establishing his or her insurance pension.

If the Pension Fund has the necessary information at its disposal, the citizen is not required to submit documents. The application and the documents attached to it are considered by the Pension Fund of the Russian Federation, taking into account the choice for the applicant of the most profitable option for his pension provision.

The recalculation of the amount of the insurance pension towards an increase is carried out from the 1st day of the month following the month in which the pensioner’s application for recalculation of the amount of the insurance pension is accepted, with all the documents necessary for such recalculation attached to it.

If the recalculation of the amount of the insurance pension is unprofitable for the pensioner - it leads to a decrease in the amount of the old-age insurance pension received or the loss of the right to receive an early assigned insurance pension - the pensioner is informed that the recalculation is not made and the pension is paid in the same amount.

Non-insurance periods for which pension coefficients are calculated include:

• care of one of the parents for each child until he reaches the age of one and a half years, but no more than 6 years in total (coefficients are calculated for no more than 4 children);
• completion of military service upon conscription;
• care provided by an able-bodied person for a group I disabled person, a disabled child or a person who has reached the age of 80;
• residence of spouses of military personnel performing military service under a contract, together with their spouses, in areas where they could not work due to lack of employment opportunities, but not more than five years in total;
• residence abroad of spouses of employees sent to diplomatic missions and consular offices of the Russian Federation, permanent missions of the Russian Federation to international organizations, trade missions of the Russian Federation in foreign countries, representative offices of federal executive bodies, state bodies under federal executive bodies or as representatives of these bodies abroad , as well as to representative offices of state institutions of the Russian Federation (state agencies and state institutions of the USSR) abroad and international organizations, the list of which is approved by the Government of the Russian Federation, but not more than 5 years in total;
• temporary removal from office (work) in the manner established by the criminal procedural legislation of the Russian Federation of persons who were unreasonably brought to criminal liability and subsequently rehabilitated;
• military service, service in internal affairs bodies, the State Fire Service, bodies for control of the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, other service or carrying out activities (work), during which they were not subject to mandatory pension insurance for those dismissed from the specified service (work) starting from January 1, 2002 and who have not acquired the right to a long-service pension, a disability pension or a monthly lifetime allowance, financed from the federal budget.

Citizens to whom it was assigned before 2020 can also apply for a pension recalculation. When calculating pensions assigned according to the new pension formula since 2015, the law takes into account the most profitable option, so their recalculation, as a rule, is not necessary.

The recalculation of the amount of the insurance pension, taking into account non-insurance periods, occurs upon the application of the pensioner, which he must submit to the Pension Fund.

In addition to the application, you will also need:

• identification document (passport of a citizen of the Russian Federation, foreign passport of a citizen of the Russian Federation, service passport of a citizen of the Russian Federation, diplomatic passport of a citizen of the Russian Federation, etc.);
• documents confirming non-insurance periods counted in the insurance period if they are not in the pension recipient’s payment file (for example, to take into account the period of child care up to the age of 1.5 years - birth certificate, child’s passport).

When sending an application in the form of an electronic document using the “personal account” on the government services portal and the Pension Fund of Russia website, documents proving the citizen’s identity, age, and citizenship are not required.

The period for a citizen to submit the documents necessary to recalculate the amount of the pension should not exceed 5 working days from the date of submission of the relevant application.

If such documents are not submitted within the prescribed period, the application for recalculation of the pension amount submitted in the form of an electronic document will not be considered.

Non-insurance periods are primarily confirmed on the basis of individual (personalized) accounting information that the Pension Fund has at its disposal. If this information turns out to be incomplete or missing, non-insurance periods are confirmed by relevant documents.

How is the new pension calculated?

Regardless of the registration methods, the new pension will come into force in the month following the recalculation.

According to the new law, the so-called individual pension coefficient, or pension point, is now used to calculate insurance pensions. This score is made up of various indicators - length of service, lifetime income, size and number of insurance contributions, conditions of retirement, and others. The amount of your pension now depends on the size of this coefficient. In 2017, one point costs 78 rubles 58 kopecks.

When calculating the score, the new law also takes into account non-insurance periods - the time during which a pensioner is engaged in socially significant activities, but does not officially work. Such periods include caring for a newborn child. As we noted above, the size of the period of care is established by law and ranges from one to one and a half years from birth. A total of 6 years of care will be taken into account (that is, four children).

The pension point is determined depending on the order of birth of the child and the length of the period of care. Information about the number of points and their value is collected in the table:

Let's look at an example:

Natalya Ivanova retired in 2013 at the age of 75. She has three children aged 30, 35 and 37 years old. For the first children in the family, the period of care is one and a half years, for the third - one year.

Let's calculate the amount of the pension increase for each individual:

2.7 ×78.58 = 212.17 rubles – for the first child

5.4×78.58 = 424.33 rubles – for the second child

5.4×78.58 = 424.33 rubles – for the third child

This means that for three children Natalya Ivanova will receive an increase of 1060.83 rubles.

The amount of the increase for periods of child care is calculated individually for each case. Therefore, in your situation it may be more or less.

What papers are needed to apply for additional payment for a child?

The necessary package of documents for registration of an increase in pension is approved by Order of the Ministry of Labor No. 95. Citizens are required to collect it and submit it to the Pension Fund of the Russian Federation.

The main securities include:

1. Citizen's passport or other document confirming the identity of the applicant.
2. Birth certificate or passport of each citizen's child.
3. Employment history.
4. SNILS.
5. A certificate indicating that the person has not yet performed such a service.
6. An extract from the house register about the number of people in the family.
7. Certificate from the child’s place of study.
8. Certificate of disability of the child (if available).

In addition to the presented list of documents, the pensioner must write an application of a specific sample, which is issued when applying to the Pension Fund or filled out at home from the website of this body.

The sample application is established by Order of the Ministry of Labor dated January 19, 2016 No. 14n. Application form is available.

The application contains the following information:

• name of the authority to which the document is submitted;
• Applicant's full name and personal data;
• residential address;
• information about children;
• the amount of the present pension;
• request for recalculation of collateral;
• bank account number;
• list of attached documents.

Next, after collecting the necessary documentation and writing an application, you must contact the Russian Pension Fund or a branch of the MFC. It is possible to submit an application online through the State Services website or by mail.

The processing time for documentation is ten working days for regular applications, and one month for remote application submission. Once the decision is made, the new pension amount will be paid starting from the next month.

Photo: ratio of points and amount of additional payment

How many points are given for each child?

Women who cared for children born before 1990 are most likely to receive approval for a pension increase. This is due to the fact that previously these periods were not counted in the length of service of citizens.

Additional payment is made for the period of care until the child reaches six months of age. The recalculation is made by replacing the woman’s work experience with pension points for children.

The number of accrued coefficients depending on the number and order of birth of children is presented in the table:

Points are awarded to women for no more than four children for a total of no more than six years of care.

For maternity leave periods of less than one year, the coefficient is calculated individually. Pensioners with children are entitled to a fixed amount of salary increase.

The amount charged depends on the following factors:

• amount of children;
• age of the pensioner;
• disability status;
• region of residence of the citizen.

The amounts of fixed payments depending on a number of factors are presented in the table:

For citizens who live in the northern regions of the country, the amount of payments increases due to the use of special coefficients.

General provisions

We are not talking about compensation or a deliberate increase in pensions - this is just an additional factor in the calculation formula. Another myth that has taken root in the minds of citizens is that such a bonus is valid only for those whose children were born in the USSR. The year of birth of the child does not matter - the recalculation of replacing the period of work with periods of care can be applied to children of any year of birth.

Perhaps this confusion is due to the fact that the Pension Fund actually mentions the border before and after 1991 - but only in the context of an additional increase for those who lived in the USSR, it does not affect children.

Other important points to mention:

1. This is not a fixed surcharge. Moreover, you need to pay close attention to each case, since after recalculation according to the new rules, the pension may not only not increase, but even decrease.
2. Only employees of the Pension Fund at your place of residence are responsible for recalculation; only they will be able to make a competent preliminary calculation and tell you whether it makes sense to change something or whether you need to leave everything as it is.
3. You can submit an application for recalculation at any time, but remember that the date of application will determine from which month your pension will begin to be increased - no one will do a recalculation before this date.

So, make sure to visit the Pension Fund branch in advance and find out whether in your case you can count on an increase, or whether it will not give results.

What documents are needed to recalculate the mother's surcharge if there are 2 children?

For the operation, you need to collect the necessary package of documents and submit it to the Pension Fund. In this case, you should only contact the department at your place of residence. The operation is carried out on the basis of the submitted application. The following documents are attached to it:

• identification;
• SNILS;
• documents confirming the birth of children or their passports (if the certificate indicates that a passport has been received, then it is not necessary to present it);
• If one of the children dies, you must present a document confirming this.

Who is entitled to

Pension recalculation is possible for the parent who was directly involved in care. In most cases this is the baby's mother, but it can also be the father. Retirement remains a mandatory condition before Law No. 400-FZ comes into force on January 1, 2015. For those who go on a well-deserved vacation later, childcare intervals are already taken into account in the form of IPC.

The law determines that pension calculation using the new algorithm is possible in cases where:

• Only those periods of time when the citizen was busy caring for a child up to 1.5 years of age are subject to recalculation (transfer to the IPC);
• The total duration of the intervals does not exceed 6 years, regardless of the total number of children. As a rule, these are four children, each of whom is entitled to leave for up to 1.5 years.

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Who benefits from recalculation?

If a pensioner has children born in the USSR, an additional payment to the pension may be beneficial. But here, as mentioned above, the specific amount depends on a huge number of parameters. Therefore, those women who:

• occupied low-paid positions - the actual size of their labor rate excludes them from receiving a decent pension;
• did not have time to start work during the USSR due to pregnancy, childbirth and subsequent child care;
• have a large number of children and therefore have not actually had time to develop experience.